Questions about UC claim

balletshoes

I have really bad anxiety (as well as other mental health issues) and even work coach said she believes when the form comes for wca that I’ll be put in lcwra group. But I’m so worried in case I filled out forms wrong and it makes we want to close the claim (all I wanted was to continue the child tax credit but was sent migratory notice). I was so anxious about appointment at job centre (I think early May) that my anxiety prevented me from going which my psychiatrist is aware of and knows as a familiar pattern for me. And the rest of that day I had to escape from the room where computer is as needed to try block out and escape the whole issue and couldn’t force myself to leave notice in journal. Just managed to log on next day after a night to get myself just about together enough to check to see if could try to attend another appointment but they had closed it within 24 hours. It means I lost the transitional protection. Can I ask for mandatory consideration? I only just heard about it. Managed to apply for uc “from scratch” in end of September but am petrified as my dad put a payment gift into my account for a holiday when my son finishes school next year and citizens advice said it doesn’t count as my money if I would have to pay it back if didn’t use it and would be returning it if not used for the holiday but I’m so worried they’ll think I’m trying to think I’m depreciating of funds and I really don’t understand the rules and I don’t know if I can trust uc to belief me with what citizens advice told me as I don’t understand anything like forms it was the first time in my life filling out a form always a family member does them and tells me where to sign my name and I don’t know what I’m signing but I know they are safe to trust. But we aren’t speaking at moment so I did form myself. I’m so scared!! I find it so hard to eat and have panic attacks every day and nightmares and my mental state deteriating thank goodness I have my therapy twice a week! I’m so scared of review that they will say I’ve done something wrong! I almost want to ask them to do a review so I don’t have to be scared of it anymore but am scared and at same time want to shut down the whole claim and run away and escape from it all. My mum said not worth the toll to mental health and should focus on being their my child in his final year at school and then see if I feel more up to applying at a later date. She said the family could offer me some financial support in the meantime but the burden I feel from that is awful and I feel they deserve better than a daughter who is broken who they are forced to keep off the street because of mental issues. They pay for my son’s education out of their own account and they are happy to do that as they believe education is very important so they don’t see that as a burden especially as he needs learning support but I don’t want to add to their financial toll when my dad already told me that paying to help me is eating into their retirement savings! I feel like I’m revealing too much here and that people will think I’m bad that my parents help or that I don’t deserve to have uc if I can burden my parents. So either option makes me bad and feel unworthy!! Sorry, my question was about transitional protection and whether can ask for mandatory reconsideration but I just can’t take any more of this process and I’m scared people will judge me for my post on here 😢😢😢😢. I’m terrified of speaking on phones and feel unable to phone the uc phone line

poppy123456

Any money that anyone gives you is treated as capital/savings. If your capital is less than £6,000 in total it will not affect your UC.

If you have between £6,000 and £16,000 for every £250 or part thereof your UC reduces by £4.35/month. For capital of more than £16,000 all entitlement to means tested benefits will end.

Citizens advice are not correct when they told you that the money your dad gave you, isn't yours. He's given it to you so now it's yours.

Bluebell21

Hi @balletshoes Welcome to the Community. Nobody will judge you on the forum. Any questions just ask. Please take care of yourself.

balletshoes

thank you bluebell, hearing you say that means a lot to me!

balletshoes

poppy, I had already paid the money to the holiday before my universal credit but it would still be on the same bank statement. The reason citizens advice said it doesn’t count as mine was from some rule book they printed out a page for me and underlined that money is not owned as capital if “money you have been given to be used for a particular purpose on condition that it must be returned if not used in this way”. But if one person said guidelines say it’s fine and someone else is saying it’s not fine then I think I should assume it’s not fine to be safe….. any advice on whether I can request mandatory whatever it’s called for not being able to make it to initial appointment for migrating with transitional protection? Thanks! I wish rules were just ABC and transparent enough for primary school age to understand! My heart goes out to all people who struggle with uc I had no idea until I applied and have now read so many horror stories that make me sad about so many people struggling!