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UC asks Private Pension statement.

rbz

Recently UC office asks for bank statements from UC claim start date (claim UC from September. I understand they want to check if I declare correct amount.

There nothing wrong. Because of transition from Tax Credits to UC my savings over £16000 is ignored for next 12 months.

Also asked Private Pension statement.

I asked about grounds why they ask this information if Private pension pot is disregarded for UC purposes.

They responded - "want to see who is provider and want to see if I receive private pension".

With Private Pension provider - ok, no problems because some providers might not fit UC requirements and savings counts as capital for UC purposes.

But why I must declare "how much private pension I receive" if by law I can't get private pension, because I'm under 55.

Maybe worth to put complaint against this request?

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Comments

poppy123456

To be clear, if you're receiving any income from your pension then you must declare this to UC and it will reduce your UC £1 for £1.

A pension is a pension pot is ignored until you reach state pension age but if you access any income from it, it will affect your UC.

rbz

Hi @poppy123456

Question was why I must provide Private Pension statement to prove if I receive/not receive Personal Pension.

I'm under 55 and at this moment can't claim Personal Pension at all. As well I don't meet circumstances under that I can receive Personal Pension early (before 55).

UC office clearly knows legislation regarding Personal Pension payments as well they clearly knows that I not receive Personal Pension.

So why I must prove that I not entitled to?

Of course there no problem to send annual statement from Personal Pension provider, but why?

Grounds "we want to see statements" - absolutely not fit for purpose.

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