UC/ PIP/ NEW STYLE ESA

Mickey_mouse32
Mickey_mouse32 Online Community Member Posts: 3 Listener
in Universal Credit (UC)

Hi,

To keep it short. NHS badly messed up my healthcare and I am barely functional(more non functional-getting done anything takes ages aka double-triple of healthy person, there is major build up of issues, and I am only 32 but I have been prisoner of my house for oast 2.5+ years. If I get out it's single errand or 2per day(basic needs) and it wears me out to point I can't manage anything else. I get zero support, pay private physio and rely on online food deliveries and transport including Ubers heavily.

I was rejected for pip twice and am appealing. I wonder what is financially best in my situation.

Get pip and universal credit?

Get pip, new style ESA(in past I landed in support group) and try to work few hours a week just to have some extra cash(I am concerned it will affect pip negatively due to mobility component)?

Any advices X additional benefits I can get? Like council housing or housing benefit?

I have severe physical disabilities, ADHD, mental health issues, anxiety, social phobia and panic disorder. What is LCWRA?

WHERE DO I go to get best advice(present my employment situation, savings and needs)?

Comments

  • Kimmy87
    Kimmy87 Online Community Member Posts: 2,665 Championing
    edited December 2024

    You can find local advice here

    https://advicelocal.uk/welfare-benefits

    I believe PIP and UC are correct for your situation.

    Housing Benefit is being replaced (for those of working age) by Housing Element paid under Universal Credit.

    Council Tax Reduction you would need to apply via your local authority (I vaguely recall there might be a way to do it at the same time as a UC application).

    For a new claim of NS ESA you only qualify if you've paid National Insurance contributions from working the last few years.

    You can find some information on LCWRA here

    https://www.benefitsandwork.co.uk/universal-credit-uc/uc-faq/limited-capability-for-work-related-activity

  • poppy123456
    poppy123456 Online Community Member Posts: 64,074 Championing

    PIP is a disability benefit, which isn't means tested so it's completely separate to NsESA and UC. People do work and claim PIP without any issues.

    New style ESA can only be claimed if you have the correct NI contributions in the previous 2 tax years from working. It's not means tested so capital and living with a partner that works will not affect the amount you maybe entitled to. You will need a fit note to claim this. If you haven't worked at some point in those tax years you will not be entitled to payments. If you're working more than 16 hours per week or claiming SSP from your employer you will not be able to claim NsESA.

    UC is a means tested benefit. If you live with a partner you'll need to claim as a couple and your joint circumstances will be taken into consideration. If you have capital or more than £16,000 you're excluded from claim. UC can include help with the rent, if you have a liability to pay rent to a landlord, it's known as housing element.

    If you claim both NsESA and UC together the ESA will be deducted in full from any UC entitlement.

    If you're liable for council tax then you can claim council tax reduction from your local Authority.

    You can use a benefits calculator to check entitlement to UC.

    https://www.entitledto.co.uk/benefits-calculator/

    Are you currently claiming any benefits? if so which ones exactly please?

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