ESA & Transitional Protection - Crucial Timings?

B1AVENGER

Hello.

Legacy Benefits from April 2025

ESA £92.05 - Support Group £48.50 - Severely Disabled Premium £82.90 - Disability Income Guarantee £21.20 = Weekly Total £244.65 (£978.60 every 4 weeks/28 days)

Waiting to be managed migration to Universal Credit and would be eligible for Transition Protection.

Universal Credit £400.14 - LCWRA £423.27 (no disabled premiums on UC) = Total £823.41 (monthly, Which could be 28/30/31 days?)

So about £155 a month worse off.

Have i got this about right?

But the Transition Protection would top up the £155 so no worse off?

Although if you dont get migrated before the new changes announced today then would you be treated as a NEW Claimant, maybe not get any transitional protection and maybe less LCWRA or whatever the new ammounts are to be called (via Pip)

What im getting at is it critical to be migrated before all these changes?

EG:

Current Legacy ESA £12.721.80 per year as 52 weeks

Universal Credit £9,880.92 per year as 12 monthly payments?

Worse off by £2,840.88 a year without transition protection.

(which would get eroded over time anyway, Like the £7 UC increase next year, which would take a long time, unless of course rent went up by a lot, then it would pretty much lose it all instantly as i believe any UC increases come from the transition protection until it reaches zero)

Thanks for reading, hope im making sense.

Tatsjo

HHi

II have just got ESA and have been advised to go for universal credit too but that says I will lose the ESA have have just had agreed. So haven't put in for UC as re-confused.

All the best

Jo

Kimi87

Presumably this is Nrw Style ESA as you mention it's a recent award.

You can apply for Universal Credit to top up your income.

NS ESA will be deducted in full from any UC award.

Your ESA wouldn't be lost or end if you claimed UC. You'd still get the NS ESA payments into your bank account.

Try a benefits calculator to estimate UC award.

https://www.gov.uk/benefits-calculators