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Unemployment Insurance Benefit

YogiBear

The Labour government is planning to introduce a single, time-limited unemployment insurance (UI) benefit to replace the current contributory benefits: New Style Jobseeker's Allowance (NS JSA) and New Style Employment and Support Allowance (NS ESA).

I was wondering does anyone know how this new benefit will affect existing claimants on ESA (CB) and who are in the support group?

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Comments

YogiBear

https://forum.scope.org.uk/discussion/comment/1080766#Comment_1080766

Thanks for replying Chris. I knew it was being talked about in the Green Paper.

Rachel_Scope

The Autumn Budget will be announced on 26th November. We won't have any information until then but we will update the community when we can.

Rachel_Scope

Just so you're aware, they are only consulting on this and the announcement will be made 26th November.

YogiBear

https://forum.scope.org.uk/discussion/comment/1080800#Comment_1080800

Thanks for your reply @Rachel_Scope

Rachel_Scope

You may be correct. I have been told that full details will be announced 26th November.

YogiBear

https://forum.scope.org.uk/discussion/comment/1080811#Comment_1080811

I'm going to have a read through the link you provided. Thanks for that. When is this new benefit going to start and what impact will it have on existing claimants?

YogiBear

https://forum.scope.org.uk/discussion/comment/1080815#Comment_1080815

Thank you @alexroda.

Rachel_Scope

Hi @alexroda I'm not sure what thread you mean. Do you know when it was posted?

Rachel_Scope

I'll ask the team in the morning as I'm not sure.

YogiBear

https://forum.scope.org.uk/discussion/comment/1080831#Comment_1080831

That's interesting to know @alexroda. I was also just looking through the Green Paper and saw this

54. Alongside levelling up the rate, this change would end the indefinite entitlement to contributory ESA for those assessed as having limited capability for work-related activity (for new people claiming). Those unemployed after the time-limited period would be able to claim UC, depending on their personal circumstances. We believe this reform would align with the removal of the WCA, by offering a route to financial support for those with temporary and short-term health conditions, including for those who may not be entitled to PIP and therefore not entitled to the health element of UC.

I'm wondering if this new Employment Insurance Benefit will affect existing claimants who are on ESA. I suppose we'll find out soon enough.

YogiBear

https://forum.scope.org.uk/discussion/comment/1080831#Comment_1080831

This is going to get interesting. None of this has been thought through.

YogiBear

https://forum.scope.org.uk/discussion/comment/1080886#Comment_1080886

I wonder how it will affect existing ESA (CB) and in the support group coming down the line? I suppose we'll just have to wait and see the outcome of all of this.

YogiBear

https://forum.scope.org.uk/discussion/comment/1081099#Comment_1081099

Many thanks for replying. I will be contacting my MP. I don't trust this government one bit.

YogiBear

https://forum.scope.org.uk/discussion/comment/1081116#Comment_1081116

I agree with everything that you've just said.

Dav1D

Hi alexroda,

I claim a very small stipend from a PPP, along with NS-ESA.

The terms in my PPP take into account my overall income and state that my PPP will not be reduced if I claim Incapacity benefit.

Which is part of the value proposition of the policy, leading me to believe I can claim Incapacity benefit, (replaced by NS-ESA) simultaneously with my PPP.

The terms in my PPP make a distinction between means tested and non means tested benefits. Informing me that my overall income would be affected if I were to claim UC instead of incapacity benefit.

(They marketed the benefit of being able to claim non means tested Incapacity Benefit, simultaneously with the PPP)

The policy clearly states it will pay out up to 50%, of your final 12 months earnings.

Acknowledging fluctuations of the amount you might receive from the PPP. In other words, you might get much less than 50%. (Which can very easily occur when you get serious illness, or for other reasons. These PPPs were marketed to self employed people, for instance whose income fluctuates drastically)

Leading people to believe that they can combine PPP with NS-ESA.

I would argue that the the removal of NS ESA and its replacement with a means-tested benefits undermines the value of the policy and it is a risk that the insurer should reasonably have foreseen.

I have not got a legal opinion on this yet. I havent done anything about it.

(Ive come to the conclusion over the course of my lifetime, that what we call government are quite literally a group of criminals and gangsters, who are deluded to a degree where they believe themselves to have some moral authority. It became obvious under Blair and what the Bankers got away with)

Are they still planning on cancelling CB NS-ESA?

I did contact a lady called Linda Burnhip at DPAC, who responded, telling me,

briefly, that DPAC had spoken to a barrister, who thought that scrapping CB ESA would be something they may be able to challenge, (but that this could only happen when the green paper is final and the white paper comes out, if they could find someone who would lose CB ESA and who qualifies for legal aid)

I asked her why the barrister believed it would be something that could possibly be challenged, and she told me that it was because we would probably be the only country in Europe that doesnt have a medical retirement scheme, for working people, who become ill and disabled and she compared it to private pension schemes for MPs which do include provisions for their medical retirement, and a lack of similiar provisions for disabled or ill workers could breach human rights obligations, and that other European countries provide medical retirement options, so removing CB ESA might stand out as uniquely harsh or regressive.

(At least that was the gist of my understanding)

But until plans are finalised they will not be sure what can and cannot be legally challenged.

Thats all I know.

(Are these the threads you are looking for?)

Future of CB-ESA & other Green Paper proposals not included in the UC & PIP Bill — Scope | Online Community

YogiBear

https://forum.scope.org.uk/discussion/comment/1081168#Comment_1081168

Thanks for the link @alexroda. It's concerning for current claimants like myself. In the Green Paper it stated 'new claimants only' and now after reading this I don't think that's going to be the case. Whatever the government plans to do re ESA (CB) I think they will sneakily get it through without too much notice.

YogiBear

https://forum.scope.org.uk/discussion/comment/1081187#Comment_1081187

Has the government not scrapped the planned white paper? I think the government have done this as they didn't think they could get all the planned disability reforms through in one go. They are now doing the planned reforms bit by bit (possibly to get said reforms) through easier.

Dav1D

https://forum.scope.org.uk/discussion/comment/1081217#Comment_1081217

Hi, I dont know sorry. Id suggest anyone one wanting to know, just giving DPAC a nudge now and again, send a short email, just asking, if there has been any developments, and posting any info on here for us all to see.

Thats all I did. ATB

Stellar

Westminster pushing unemployment insurance is designed to groom people into taking out private insurance as they'll think the state will abandon them in their time of need. It's the same reason they're defunding the NHS to groom people into accepting a privatised US-style system (and hence eugenics towards anyone who cannot pay for this, just lok at the US).

While private insurance does have it's uses ((like if you travel abroad and may not qualify for a state's unempoyment system), it should always be an extra option, not an essential one.

YogiBear

https://forum.scope.org.uk/discussion/comment/1081219#Comment_1081219

@Dav1D I have already emailed DPAC and haven't had a response from them yet.

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