The DWP capital thresholds should be £10.5k and £27k
Comments
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Trevor, the Personal Allowance was last raised in April 2021 to £12,570. It has been frozen since then.
Your examples are about people who are unemployed but able to work. This thread is about those with chronic illness or disability who cannot work due to their conditions, not people unemployed by choice or because a job cannot be found.
Tax rules decide how much people pay in. Capital limits decide who can get support out. They are separate.
Raising the savings limit doesn’t raise anyone’s taxes. It simply stops punishing sick and disabled people for having a modest emergency fund, and ensures the safety net is there when taxpayers themselves might need it.
You describe the Personal Allowance as “pathetic” and say it discourages people from working. Yet at the same time you say you don’t disdain people on benefits and want money to go to disability support.
From April 2026, new UC claimants with long‑term sickness or disability will only receive around half the health element that current claimants do. This creates a two‑tier system that treats later illness differently, even when the condition is the same.
In light of your views on claimants compared to working people, do you support these changes? Or would you prefer to see all sickness and disability claimants aligned to the lower rate? I am genuinely interested in your views.
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There is already a two tier system when it comes to sickness benefits.
Those receiving LCW element only get payment if their award was given before April 2017 from either UC or IR ESA.
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The Personal Tax Free Allowance was raised in the Financial year 20/21 and frozen by Reeves another 3 years to Financial year 30/31, as I said disgraceful. A Governmental Petition this year failed to raise it to a modest £20,000 which is a reasonable figure.
You mentioned the Personal Tax Free Allowance and how it deters people from working. It does and I am giving reasons to the disabled community that it is not them that are being targeted, far from it. I know who is being targeted, you also have to accept there are people on sickness benefits that do not want to work. Some Doctors give out sick notes without even seeing the patient with the current clogged up surgeries of today. It is the same with company (working) sickness, the regular employees every year off for months, you only need to get a sick note at work.
I know they are separate and I remain with what I have already said over it!
I don't disdain the genuine disabled on benefits and any money saved from these reforms does need to go to much needed community support, which as you know is non existent.
What a ridiculous statement to make that is, you have got me all wrong. I stick up for working people because I worked for 40 years and I know their grievances. The tax they pay is ridiculous and they see next to nothing for it. That does not mean I want the genuine disabled to suffer either. I look after the aged that live around me, I actually trim the gardens for the neighbour next to me who is disabled. I also spend time trying to help people with their PIP issues on this forum.
Please do not reply to me again. I am in a good mind to report your last post to the forum moderators, you don't know me so don't make ridiculous assumptions about me either and I mean that! Disgusting and reported.
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We have temporarily paused this discussion so that it can be reviewed.
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