Hello. I'm a 31-year-old man who has lived with his ****-year-old mother and 73-year-old father his entire life. My mum is my current Universal Credit appointee. I claim £400.14 a month in Universal Credit, as well as £749.80 in Personal Independence Payment. Just before Christmastime, my mum was diagnosed with colon cancer that has metastasised to her liver and one of her lungs. The stage the cancer is at at the moment is currently unknown as the oncologists haven't informed us yet. We're hoping and praying that the cancer can be cured, and she can live with us for more years.
My dad has agreed that if my mum passes away due to the cancer, then he will become my Universal Credit appointee. However, I am very apprehensive not for my future, but for the future of my entire family. The thing that I'm most nervous and scared for is the financial aspect of the life. If it eventually ends up killing my mum (which I pray to god that it doesn't), I would have to give more money to my dad for bills, and I will also have to end up spending a lot of money on the family dog's foods. That's between £200 and £300 a month, as well as subscription fees for many places online. That'll leave me will barely any money for myself.
Are there any payments or benefits that myself and/or my dad can claim during my mum's illness, and after in case she passes away due to it? How can I help with bills and other stuff without having to worry about my own finances? Are there any places that I can have advice and/or support from in person, via phone, or anything?