Can you apply for a Mortgage on Benefits?
gaŕy8172
Online Community Member Posts: 2 Listener
Hi I was wondering if you are perminentlly disabled can you apply for a mortgage on benefits
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Is there any one their
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Hi Gary
Welcome to the Community!
You'll find some great information and discussions here in the Community.
Please see our Benefits Overview which has information about a variety of benefits including housing benefit.
You'll also find some mortgage information in our section on Money.
And we have a variety discussions in our Ask a Benefits Advisor section.
Which benefits are you currently receiving?
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Hi Gary,
There is lots of information about getting a mortgage if you are ill or disabled on the Money Advice Service website.
They say:If your income is either partly or mainly made up of benefits, this shouldn’t stop you from getting a mortgage but it can make it trickier.
Some lenders are more likely than others to accept disability benefits as income when doing their affordability checks.
A specialist mortgage adviser can help you find a lender that is more willing to lend to someone in your situation.0 -
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We have created an FAQ page about mortgages that you might find useful. Hope this helps! Alex0
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