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Family Carers : Occupation On Application Forms

On many online and written application forms for many services , including insurance , entering FAMILY CARER as an occupation does not compute with most.
From the drop down menu on some , none of the " Occupations " fit , and many family carers would shoe horn in the occupation which fitted the best.
Assume an application for £ 100K + life insurance policy ... a sizeable chunk in any readers mind.
Could a claim be rejected due to an " Error " on the original application ... said claimant was not , say , an employed care worker , but " Merely " a family carer ?
An error which could change the sums involved or any other material consideration.
Any case law on this ?
Or , a potential time bomb for one , or more , family carers ?
From the drop down menu on some , none of the " Occupations " fit , and many family carers would shoe horn in the occupation which fitted the best.
Assume an application for £ 100K + life insurance policy ... a sizeable chunk in any readers mind.
Could a claim be rejected due to an " Error " on the original application ... said claimant was not , say , an employed care worker , but " Merely " a family carer ?
An error which could change the sums involved or any other material consideration.
Any case law on this ?
Or , a potential time bomb for one , or more , family carers ?
Replies
There's some potentially useful information on a discussion on a past Carers UK thread here, however I myself am not aware of any case laws.
I wonder if @Angela_Scope could advise any further on this?
Someone needs to watch out for carers even if their own organisation doesn't.
Always mindfull of " Simple " errors , intentional or otherwise , as a famous case from the American Courts will reveal ... a simple comma :
https://www.nytimes.com/2017/03/16/us/oxford-comma-lawsuit.html
Obviously , not binding on a British court but ... the principal is out there.