Family Carers : Occupation On Application Forms

WorksopChris · October 2017

On many online and written application forms for many services , including insurance , entering FAMILY CARER as an occupation does not compute with most.

From the drop down menu on some , none of the " Occupations " fit , and many family carers would shoe horn in the occupation which fitted the best.

Assume an application for £ 100K + life insurance policy ... a sizeable chunk in any readers mind.

Could a claim be rejected due to an " Error " on the original application ... said claimant was not , say , an employed care worker , but " Merely " a family carer ?

An error which could change the sums involved or any other material consideration.

Any case law on this ?

Or , a potential time bomb for one , or more , family carers ?

Pippa_Alumni · October 2017

Hi @WorksopChris, this sounds like a tricky one.

There's some potentially useful information on a discussion on a past Carers UK thread here, however I myself am not aware of any case laws.

I wonder if @Angela_Scope could advise any further on this?

WorksopChris · October 2017

Thanks Pippa ... if you have read the same thread ... the questions ... a sense of indifference being the end result ... same theme cropped up in another one ... same end result , nobody knew and no intervention from anyone higher up ( Which is so atypical on Carers UK ) ... one I was NOT prepared to allow to rest.

Someone needs to watch out for carers even if their own organisation doesn't.

WorksopChris · October 2017

Law of Contract / Case Law ?

Always mindfull of " Simple " errors , intentional or otherwise , as a famous case from the American Courts will reveal ... a simple comma :

https://www.nytimes.com/2017/03/16/us/oxford-comma-lawsuit.html

Obviously , not binding on a British court but ... the principal is out there.

Family Carers : Occupation On Application Forms

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