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Hi, my name is joywilson!

Why do i have to wait 26weeks before i get any help with my morgage
Replies
“Good Evening”
It’s great to meet you today.
I’m sorry to hear about your current situation.
Sorry but who have you got your mortgage with???
Have they told you it takes that long?????
This seems like a very long time to have to wait, I wonder if @Debbie_Scope has any suggestions?
From National Debtline's website:
Depending on your circumstances, you may have to go through a ‘waiting period’ before you start receiving SMI.
It sounds as though you've already served some of your waiting time which starts from the date of your claim.
I'm not sure if you're aware either but SMI is changing from a benefit to a loan in April this year. Any help you receive with your mortgage from April onwards will be paid as a loan (if you accept the loan).
There some other discussions on this topic such as:
https://community.scope.org.uk/discussion/comment/118254#Comment_118254
I hope this information has been helpful.
Best wishes
Debbie
If you need to talk things through I'm happy to help. I can't give financial or legal advice but I can help with information if needed.
Hope you're well today
Best wishes
Debbie