Does an inheritance affect my DLA? — Scope | Disability forum
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Does an inheritance affect my DLA?

barbiedyson55
barbiedyson55 Member Posts: 3 Listener
Hello would anyone know how an inheritance of money might affect my dla Housing/council tax benefits please. Will I be made homeless. I’ve copd/emphysema and a heart defect tia

Comments

  • Liam_Alumni
    Liam_Alumni Scope alumni Posts: 1,105 Pioneering
    Hi @BenefitsTrainingCo, would you be able to help with this, please? :) Thank you!
    Liam
  • mikehughescq
    mikehughescq Member Posts: 7,536 Disability Gamechanger
    Doesn’t affect DLA at all. HB/CTR will be impacted but to what extent depends wholly on how much capital you have now and how much will be inherited. Both will stop if you have > £16,000 but you’re not going to be homeless simply because even if they cease you’ll have >£16,000 with which to meet those costs until such time as it falls below and you reclaim. 
  • BenefitsTrainingCo
    BenefitsTrainingCo Member Posts: 2,628 Pioneering

    barbiedyson55
    barbiedyson55,

    I don't have much to add to Mike's advice - thanks to Mike as ever. Your DLA is unaffected. You don't mention income-related ESA but if you get that, the effects are the same as for housing benefit - if the inheritance is more than £16,000, no income-related ESA, no Housing Benefit, no council tax reduction. 

    You'll be expected to pay your rent & council tax from the savings. As long as you spend them on things like that (& other everyday living expenses, ie things you need, or immediately repayable debts) then once your savings go below £16,000 you could reclaim. However, I'd be aware that even if Universal Credit hasn't started in your area now, it may be that it will have started by the time the savings go down. So in the future, if the savings go below £16,000 because you've lived on them, you may have to claim Universal Credit and council tax reduction.

    Will
    The Benefits Training Co:
    Paul Bradley
    Michael Chambers
    Will Hadwen
    Sarah Hayle
    Maria Solomon
    David Stickland
  • barbiedyson55
    barbiedyson55 Member Posts: 3 Listener
    Thank for the info it’s much appreciated:)

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