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Inheritance

Good Evening,
I’m hoping for some advice please for my in laws.
my father in law receives Income Related and Contribution based ESA due to depression and anxiety. My mother in law has numerous physical health problems and receives high level PIP, including mobility component.
My father in law has recently inherited £11,800 and is due to collect a lump sum (£16,000) and weekly works pension (£85 p/wk).
A citizens advice worker kindly provided advice to them today but one major concern he raised was that my mother in law will lose her PIP, or at least the living component element.
How is that possible please if it’s not a means tested benefit? I can understand the means tested benefits being affected. As you can imagine, both are very scared of the outcome and my father in law is getting close to a breakdown.
I would be truly grateful for any advice please as all we can do is try and help them financially, but I’d like to at least say to them that my mother in law shouldn’t lose PIP.
Thanks,
James
I’m hoping for some advice please for my in laws.
my father in law receives Income Related and Contribution based ESA due to depression and anxiety. My mother in law has numerous physical health problems and receives high level PIP, including mobility component.
My father in law has recently inherited £11,800 and is due to collect a lump sum (£16,000) and weekly works pension (£85 p/wk).
A citizens advice worker kindly provided advice to them today but one major concern he raised was that my mother in law will lose her PIP, or at least the living component element.
How is that possible please if it’s not a means tested benefit? I can understand the means tested benefits being affected. As you can imagine, both are very scared of the outcome and my father in law is getting close to a breakdown.
I would be truly grateful for any advice please as all we can do is try and help them financially, but I’d like to at least say to them that my mother in law shouldn’t lose PIP.
Thanks,
James
Replies
Thanks so much for the quick reply and advice. Yes I had used the site calculators but I didn’t find them that straight forward. I wasn’t concerned about my mother in laws PIP until today when the advisor said she’d lose hers except the mobility element.
if they spend sensibly, and the savings run down, would my father-in-law have to reapply to receive ESA?
He is 60 in February.
Thank you.
James
Thank you ever so much, that’s really helpful too. It’s what I’d understood by and large but I really appreciate some assurance, so thank you. I’ve seen his letters and the income related ESA bit is around £103 p/wk, and Contributions bit around £27.
Overall I’m pleased my inexperience doesn’t mean I’m misunderstanding anything, so thanks again.
james
I must’ve read his paper incorrectly and got them mixed up.
would the lump sum pension not affect the ESA contributions as well as any weekly pension exceeding £85? Sorry but just wanted to be sure my understanding is right.
Apparently my mother in law thinks that she’ll have to start paying for her prescription medication too, which could be £1,500 a year I understand. Would you know if that sounds right or not please?
Lastly, would my in laws be able to reapply for benefits again once their savings get closer to the threshold?
Thank you again.
James
The pension can be deferred but I understand that you shouldn’t do that if you are in receipt of benefits, which I can understand. Is he therefore best to take his pension now?
my mother in laws disability has worsened over the years and she cannot go out without help so I think she’s now eligible on health grounds to seek free prescriptions. I’ll help her on that. She has around 10 types of prescription so it would be around £1,000 a year if she had to pay.
Thanks again.
When he has to re-apply, will DWP have to re-assess his medical condition? He is very much worse than ever, which although may support his claim, does mean he’s very stressed over the whole thing. Would you know please or is it more a paper exercise?
he and his wife did work for many years before their health issues took hold in their late forties, early fifties.
Thank you,
James
Apparently he does have to have a new face to face assessment anyway, so he’s getting the form filled in with that.
Last thing to mention (and I am sorry for the numerous questions), but is the government changing the way benefits are calculated and moving people over to universal credit? Is that something we need to be concerned about as the citizens advice person suggested he probably wouldn’t get back on ESA even if he got below the savings threshold?
thanks