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UC and LCWRA or LCW profoundly deaf

MrsYoungMrsYoung Member Posts: 5 Listener
Hi everyone, 
I'm new to this site and would like some advice on Universal Credit, which is also new for me.
I am profoundly deaf and on PIP but when I asked about LCW etc, she said I couldn't get it because I had ESA discontinued. I took a break from benefits because I had to downsize and had money left over from the sale for a while.
Another woman, the next week,  said it wasn't worth claiming LCW because the extra money is just deducted from UC'. Two other ladies joined in the discussion and the impression I got is that none of them knew what they were doing tbh. 
I have tried reading all the information out there and it's very unclear. 
I want to know if I can claim LCWRA which I think is the right one for me as it's a permanent disability and what should I say or the right questions to ask because if you don't ask, they don't tell you.
Thanks.

Replies

  • Adrian_ScopeAdrian_Scope Testing team Posts: 7,954

    Scope community team

    edited June 2019
    Hi @MrsYoung and welcome to the community.
    You weren't ever found fit for work, so there is a technicality here that should help. Is it possible for you to find out if you were still receiving Credits Only ESA? (They usually do this for people who have too much capital to get ESA but are still entitled to it.) 

    I'm just going to move this over to the Universal Credit category, in case someone has any additional advice. :smile:
    Senior Community Partner
    Scope

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  • MrsYoungMrsYoung Member Posts: 5 Listener
    I was never told about getting Credits for ESA! This is very good information and I will ask about it when I see my work coach today. Thank you, Adrian 😊
  • poppy123456poppy123456 Member Posts: 22,218 Disability Gamechanger
    Hi,

    You mention a work coach so i'm assuming you're already claiming UC? If so then even if your ESA claim remained opened for NI credits only then you won't be able to go back onto that because you've now claimed UC and your ESA claim will have closed.

    Adrian is correct that you weren't found fit for work while you claimed ESA so claiming LCW under UC is possible, with a fit/sick note from your GP.

    I'm unsure what the person was talking about when you were told it's not worth claiming LCW because it's deducted from your UC, this is not correct.

    As you've claimed UC then your ESA claim would have ended, even if it was NI credits only.

    To be able to help you further it will be worth finding out if your ESA claim remained opened for your NI credits only. If it remained open which group were you in at the time?





    Proud winner of the 2019 empowering others award. This award was given for supporting disabled people and their families for the benefit advice I have given to members here on the community.
  • MrsYoungMrsYoung Member Posts: 5 Listener
    Thanks for your reply, poppy, I asked about the ESA credits and she said it was only valid for 6 months (?) but didn't say anything about it being closed automatically after starting a new claim. That helps because I know now that there's no point in persuing it anymore. Didn't tell me if I had had credits though. She's not 'trained' in that area.
    She's agreed to my request to change to LCWRA and I have to get a written medical note from my GP even though I had PIP letter and audiogram.

    I am not sure what group I was in as I was formerly on Jobseeker's Allowance and the ESA was added on to it.
    I haven't queried that point about deducting LCW from UC yet but I will if I am successful in my application to the new group.
  • Hart86Hart86 Member Posts: 394 Pioneering
    I’ve not heard of a duration limit on credits-only esa, I’ve known people to claim it for many years so this doesn’t ring true!!
    With it being closed automatically when you claim universal credit @MrsYoung, this is because your award for esa should be transferred over, not because you’re no longer entitled, so there definitely is still hope!!
    Depending on your group you were in before depends on which group you should be on universal credit. It’s important that you try and get your award transferred rather than a new one because (assuming you’re Esa started before April 2017), if you don’t there is no additional money for LCW otherwise, only the LCWRA group. 

    LCW and LCWRA aren’t deducted from your universal credit, they’re additional elements on it. If you were still getting esa paid tonyou you’d have that deducted otherwise you’d be getting that twice (once from esa and once from the lcw/LCWRA elements on universal credit)!

    You are best calling esa and asking them if your credits-only claim was kept open (until the date you claimed universal credit) and if not, this can be challenged. It’s a bit of a faff so you might find it easier just to go for reassessment and new application but you’re potentially losing money you should have had if you do!
  • MrsYoungMrsYoung Member Posts: 5 Listener
    Thank you for responding, Hart.
    It's very complicated and reading stuff about ESA and credits seem to imply that it's only for a year, then not so. I will ask about it. I am wondering if that is why I do not have full national insurance contributions for that year from Nov 17 to Nov 18 when I was getting ESA, possibly longer but I'm not clear on that point. Being halfway through the tax year probably made it the reason why there are no full years recently.
    To my great relief, my GP has signed me as not fit for work indefinitely, so will take that note in to my work coach 😊
  • poppy123456poppy123456 Member Posts: 22,218 Disability Gamechanger
    NI credits are not just paid for 1 year, they are paid for as long as your ESA award is in place.
    Proud winner of the 2019 empowering others award. This award was given for supporting disabled people and their families for the benefit advice I have given to members here on the community.
  • MrsYoungMrsYoung Member Posts: 5 Listener
    Well, that seems to be another thing I got to chase up on. I did check my pension status on national insurance contributions and have 35 full years anyway, plus 5 years of non full, which is when I realised somebody in the jobcentre hadn't been paying that for me!
     I've been looking into whether I can retire early but not until I'm 62 apparently (I'm caught up in that forever extending retirement date).
  • poppy123456poppy123456 Member Posts: 22,218 Disability Gamechanger
    Unfortunately, there's no such thing as an indefinite fit note. A fit note doesn't automatically entitle you to limited capability for work.

    Do be aware that any occupational/personal pension you receive in the future will be counted as income £1 for £1 when calculating any UC amount. https://www.entitledto.co.uk/help/Non-work-income-overview-Universal-Credit

    Proud winner of the 2019 empowering others award. This award was given for supporting disabled people and their families for the benefit advice I have given to members here on the community.
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