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Enquiring

Jazzlady2019

Hi,

I claim ESA and PIP and over the years I have borrowed money to a friend. Total is £1,500 and he has the money to pay me back. I know I am not allowed over the £6,000 savings but if they transfer the money to me I still will be under the £6,000 savings amount.

If this is paid to me and I am still under the £6,000. Do I still have to inform DWP?

Really need help.

Thank you.

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Comments

poppy123456

Hi,

Savings of below £6,000 are disregarded from all means tested benefits. You only need to tell them if your savings reach that £6,000 mark and this includes all savings.

Pipquestions2

Your allowed savings on PIP

ESA you aren't. You don't have to inform them if it's under £6000

Adrian_Scope

Hello @Jazzlady2019 and welcome to the community.
I hope Poppy and Pipquestions2 have been able to reassure you that as it's under £6,000 you do not need to inform them.

Chloe_Alumni

Welcome to the community @Jazzlady2019, I hope the answers have helped. Please do let us know if there is anything else we can do to help.

Silver925

You are allowed up to £6,000 on ESA. for a single person. It is more for a couple about £16,000 I think and single pensioners it is about £10,000 . I can understand your anxiety you read about DWP spying on people's account for every extra penny but I think it is just people getting anxious.

poppy123456

Silver925 said:

You are allowed up to £6,000 on ESA. for a single person. It is more for a couple about £16,000

This isn't correct sorry. Savings of £6,000 and over affect means tested benefits £1 for every £250 over that amount. Savings of £16,000 and over and all means tested benefit stop. It's the same whether you're single or a couple.