Moving house , what if i lost my SDP , and Bedroom tax.

needhelp2019

Hi everybody, i have a little question i need answering if possible.

Im hoping to move into a new hose , the rent will be £450 per month, and my shortfall will be £56 . plus the dreaded bedroom tax.

Is the bedroom tax £14 a week. if that be the case then my shortfall will be £112 a month, (Bloody ridiculous , the bedroom tax)

Is there ayn exeption from the bedroom tax, what if i have a private carer staying over but they are not paid by Carers allowence. even though i get the SDP, does this count..

And what is the bedroom tax rate???
Not sure if thats right @ £14 per week though, eitherway its not right to have to pay a bedroom tax, what a joke.

Also. i claim a SDP so i can claim HB without any UC claim being necessery.

But what if i was to loose my SDP in the future , how would this effect me, Would i have to go onto UC to get rent paid or would HB continue to be paid as long as i was getting ESA ect.

If i went onto UC what rent would be paid ect. And what benefit would i get in replace of my ESA , iv been claiming for years without any breaks. pre 2007 or 2017.

Any advice is greatly appreciated, thank you.

poppy123456

Hi,

Bedroom tax only applies to those in renting from housing association/council. Usually when you rent from these your housing benefit covers your rent because the rent is always lower but then you have a deduction if you have any spare bedrooms.

If you're renting from a private landlord then the bedroom tax doesn't apply. Who will you be renting from?

As previously advised, you won't be able to claim UC because you claim SDP and these rules are in place until January 2021.

If you lose the SDP in future, you'll stay on housing benefit/ESA unless a change of circumstances prompts a move until managed migration starts. When it does then you'll be invited to apply for UC but this could be a few years away.

My advice would be to speak to a local advice agency near you for a benefits check or pop your details into a benefits calculator.

needhelp2019

Private renting, OMG all this time i though i had to pay a bedroom tax if i rent private too.. well il be bloiwn.

And uif i lost my SDP id stay on HB too.

Well thats it then iv made my mind up, im moving into that house lol

Thank you poppy.

P.S i did the benefits calculator you gave me the link to and i would get a £90.90 per week rent.

SO im good for £400 like you say. The house im interested in is in the right area i checked on the calculator and it is for £450 a month and has 2 bedrooms.

I was seriously concerned about the rent shortfall being to much because of the bedroom tax, i did not know that private rents are exempt from the bedroom tax. im shocked, but very pleased at the same time.

I could of moved ages ago.

Your a legend poppy, thank you.

poppy123456

You're very welcome, i'm glad i could help.

Bedroom tax has never applied to those privately renting. Happy to know you were able to find a landlord that accepts housing benefit tenants because that's not easy to do in a lot of areas. Good luck with the house move.

Chloe_Alumni

I'm glad this was able to be sorted! 

Best of luck with the move @needhelp2019! Please do let us know how you get on.