National Insurance and Disabled Students — Scope | Disability forum
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National Insurance and Disabled Students

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kiwi_1706
kiwi_1706 Community member Posts: 28 Connected
in Benefits and financial support
I have two kids with EHCP's, which means that they could potentially stay in education and receive the additional support until they are 25.... they are both on DLA, and will possibly be spending at least some of that time studying more functional skills, rather than the higher education type courses....

What is not so clear is what happens about their national insurance contributions during that time. I know that I myself have gaps in my NI record from my student days, but then I was able to compensate for those gaps later on. My husband has not been so fortunate due to his disabilities, and we are now wondering what income he will get when he reaches retirement age... as far as I can see there is no provision for national insurance for young adults with additional needs, until they have left education and either started working, or claimed income related benefits.

Is that right?
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  • woodbine
    woodbine Community member Posts: 11,618 Disability Gamechanger
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    Dont forget that you only need 35 years of N.I cont for the new pension, and that retirement age is increasing, so in theory they might not need to worry about it until they are 31/32 
    2024 The year of the general election...the time for change is coming 💡

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  • poppy123456
    poppy123456 Community member Posts: 53,994 Disability Gamechanger
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    HI,

    They won't be able to claim NI Contributions until they claim a benefit in their own right.  For your husbands NI Contributions those missed years may not affect any state pension he may receive when he does reach that age. You can check that here
    https://www.gov.uk/check-national-insurance-record he will need to make an account to be able to check those details.

    I would appreciate it if members wouldn't tag me please. I have all notifcations turned off and wouldn't want a member thinking i'm being rude by not replying.
    If i see a question that i know the answer to i will try my best to help.
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