Employment and Support Allowance (ESA)
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Can I go back onto contribution based ESA if savings go over 16k and I am currently on income based?

kevmickkevmick Member Posts: 5 Listener
I am currently in support group for ESA, income based , I also get severe disability allowance . I am about to I inherit over 16k from my late mums house which has been sold and split between my siblings and I (This will realistically only be 2 years rent on my flat and living expenses then will be gone
. Will I lose all ESA completely or will I get an element of contribution based as they will put me back on that? I have heard whilst on income based they pay contributions for you each month. I know realistically some will say if you have over 16k in savings why should you get anything , but it will only replace money for 2 years I have coming in, then to have to re apply for everything seems a scary situation to be in. I also wanted to put something away for my daughters but that will be depreciation of capital will it not?

Replies

  • steve51steve51 Community champion Posts: 7,175 Disability Gamechanger
    Hi @kevmick

    Welcome to our online community/family.

    I am one off a team of Community Champion’s here at Scope.

    We have got someone here who will be very very happy in helping you with your “Benefits”

    Hi @poppy123456

    I have just come across another “Benefit Inquiry”

    @steve51
  • kevmickkevmick Member Posts: 5 Listener
  • steve51steve51 Community champion Posts: 7,175 Disability Gamechanger
    Hi @kevmick

    No probs, Poppy should be in contact with you shortly.

    If you have any further questions/problems please let me know!!!!!

    @steve51
  • poppy123456poppy123456 Member Posts: 22,218 Disability Gamechanger
    Thanks @steve51 for the tag.

    Hi and welcome @kevmick

    It will totally depend if your ESA is part Contributions based and Income Related. If it's all income related then all of your means tested benefits will stop. You will of course continue to receive NI credits towards your state pension.

    If it's part Contributions based then you'll keep £111.65 per week. If you're unsure what exactly you're claiming then you will need to ring ESA/DWP and they will tell you.
    Community champion and proud winner of the 2019 empowering others award. This award was given for supporting disabled people and their families for the benefit advice i have given to members here on the community.
  • kevmickkevmick Member Posts: 5 Listener
    Thanks for reply 😊 If I am on all income based, can I not apply for contribution based if I am still on PIP for another 4 years as well ? As that's not means tested? 
  • kevmickkevmick Member Posts: 5 Listener
    I found out part is contribution based and will keep the £111 a week, so that's better than I had expected , and a relief. Thanks for swift advice to call them
  • poppy123456poppy123456 Member Posts: 22,218 Disability Gamechanger
    No problem. No because it doesn't work like that. If your ESA is all Income Related then you won't be able to apply for Contributions based. PIP is completely different benefit to ESA.
    Community champion and proud winner of the 2019 empowering others award. This award was given for supporting disabled people and their families for the benefit advice i have given to members here on the community.
  • kevmickkevmick Member Posts: 5 Listener
    All sorted now Poppy just put another message before your reply they confirmed part of my claim is income so will still get amount you stated 👍🏻
  • poppy123456poppy123456 Member Posts: 22,218 Disability Gamechanger
    Glad it's sorted. Of course if you're claiming housing benefit and council tax reduction you won't be entitled to these and you will need to report the changes once the money goes into your bank. You will still receive the 25% single person discount for your council tax.
    Community champion and proud winner of the 2019 empowering others award. This award was given for supporting disabled people and their families for the benefit advice i have given to members here on the community.
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