If this is your first visit, check out the community guide. You will have to Join us or Sign in before you can post.
Receiving too many notifications? Adjust your notification settings.
Pension saverscredit

my pension credit has been made up of pension savers credit
Replies
The latter is based on the amount of private pensions that you have paid into.
My question is about her pension, apparently she cannot get a guaranteed pc because her pension includes a savers credit?
she don't understand this or where it came from! however
she is on high rate DLA (awarded in 1995) with lower rate care,
when i made an enquiry to the pension dept about this savers thing for her i was told that she may be able to claim extra money could be £80 + pw to help with whatever she may need regarding care/help as she has never claimed any careers allowance which if successful would show as a pension credit,
that person was looking into it for her and it could take app 6 weeks,
as it's over this period i called today to be told that she is not eligible because she is on low rate care of DLA
so does not not qualify for guaranteed PC or PCredit Her total pension amounts £181.97 pw includes savers
She can however receive help with Glasses Dentist ETC but she has to apply for this every time she also has to apply herself for the warm home scheme every year
any advise you could give will be much appreciated
we are wondering if it would be better for her to transfer from DLA to Attendance allowance!
Could she apply for a re-assessment to DLA would or could this increase her care rate.
she has a lot more conditions since her award in 1995 but never considered this?
were not sure because of her age!.
Kind Regards
Its about how low her income is.
Unless she has saving that would take her over £10.000.
Get all your proof next to phone then call 0800 319 6789. Good luck
Not everyone is entitled to pension credit.
Thanks for your advice
My cousin is 80 yrs old and has no savings at all.
she gets £181.00 per week pension + she gets the high rate DLA with low rate care (I'm not sure of this amount at the moment)
I did contact Pension Credit and i was told that as she had paid into surps many years ago (which she cannot remember doing) this created the savings credit and makes her pension just above the basic pension by £14.00 pw so not entitled to Pension Credit!
(they say the £14.00 pw is the government way of giving you a bit back?) what a giggle.
And as she only gets the low rate care component of DLA she does not qualify for any extra Benefits either.