Miffed

OSCAR1

I, m a bit miffed with universal credit.. In most cases you have to wait 5 weeks for your payment... But then they offer you a loan to see you through till your first payment comes through so why dnt they just sack the five weeks give you the money straight away or is it as I guess to get more people into debt

Ami2301

It is the assessment period in which they can work out how much you are entitled to. The advance payment is optional, we were asked if would like an advance but we declined.

OSCAR1

Don't blame you the whole thing is a sham

poppy123456

It's not all bad, it actually works well and some people are better off on UC than they were on legacy benefits.

Chloe_Scope

Hi @OSCAR1, just wanted to check in to see how you were doing.

OSCAR1

Hi chloe I.,m OK so far..... I have an appointment with respiratory physiology tommorrow

woodbine

Our daughter is a single working mum and UC has worked well for her as I suspect it does for many people.

poppy123456

woodbine said:

Our daughter is a single working mum and UC has worked well for her as I suspect it does for many people.

That's good to hear, I agree that it does work for some. I think what people struggle with mostly is because it's paid monthly and so many people can't budget for the single monthly payment. They see a larger sum of money and spend it once it's in the bank then have nothing left for the remainder of the month. Of course i do realise that people have bills but on legacy benefits it was easier to manage payments when they were fortnightly.