Universal Credit and CA
adam1979ross
Community member Posts: 4 Listener
Hi guys I am currently on UC and just applied for carers allowance for my mum. I am awaiting a backdated payment and was wondering if my UC would be affected by this?
0
Comments
-
Hi I am on UC and recently made a claim for carers allowance for looking after my mum. Firstly does carers allownce affect my UC and will my backdated amount be taken into account for UC. So basically will i need to pay my rent from my backdated carers money. Or will UC continue to play0
-
Hi @adam1979ross - its great to have you here in our Community. Have a look around the different boards - We also have specific board for benefits.
0 -
Hi,Carers allowance will reduce your UC £1 for £1. This means that your UC will be reduced by £286 per month. You will then receive the £66.15 per week from Carers allowance.You need to make sure that UC are adding the carers element of £160 to your UC monthly payments and you will need to report the changes on your journal.If you asked for Carers allowance to be backdated, you will receive the backdated money from carers allowance as one lump sum. However, if you were claiming UC during all that time then you will have an overpayment for UC and you will need to pay that back from future UC payments.When claiming UC there's no financial gain to claiming Carers allowance because you can claim the carers element of UC without claiming carers allowance. The only advantage to claiming carers allowance is that it pays class 1 NI credits, where as UC pays class 3.Do also be aware that if your mum lives alone and she was claiming a severe disability premium in one of her benefits then you claiming carers allowance for looking after her will significantly reduce her benefits. Hope this helps.0
-
Thats great thankyou. But UC won't take the full carers backdated amount from me as one lup sum, i can make an arrangement with them monthly? Because the backdated amount will come in handy as a lump sum so dont mind paying back monthly0
-
You're welcome. No, they won't expect you to pay the backdated money as 1 lump sum. It will be expected to be repaid monthly. So you will need to be aware that future UC payments will be reduced further.
1 -
0
-
Thats ok i can handle that as long as not in one go haha. so they will still pay my rent the following month? but some will come out of personal allowance for back dated carers money, is that right?
0 -
The £286 will be deducted from the whole amount of UC that you're entitled to. As advised, you need to make sure you report the changes on your journal that you are a carer and then the carers element (£160) will be added.A claim for carers allowance could take 8-12 weeks, possibly longer now with the Covid19 pandemic.0
Categories
- All Categories
- 13.8K Start here and say hello!
- 6.7K Coffee lounge
- 58 Games den
- 1.6K People power
- 40 Community noticeboard
- 21.2K Talk about life
- 4.8K Everyday life
- 9 Current affairs
- 2.2K Families and carers
- 804 Education and skills
- 1.7K Work
- 403 Money and bills
- 3.3K Housing and independent living
- 834 Transport and travel
- 641 Relationships
- 57 Sex and intimacy
- 1.3K Mental health and wellbeing
- 2.3K Talk about your impairment
- 838 Rare, invisible, and undiagnosed conditions
- 888 Neurological impairments and pain
- 1.9K Cerebral Palsy Network
- 1.1K Autism and neurodiversity
- 34K Talk about your benefits
- 5.5K Employment and Support Allowance (ESA)
- 18K PIP, DLA, and AA
- 5.8K Universal Credit (UC)
- 4.8K Benefits and income