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Mobility scheme

Hi can somebody tell me how the mobility scheme works please as I don’t understand it thanks you and what you have to do
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With the scheme you are only leasing your car so it is never yours and also if you lose your PIP award you lose the car.
It has its advantages though with the full package but you could also use your PIP money to purchase a car privately
I'm not saying it is bad scheme especially if you need adapted car but dont just jump right in look at other options