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Debt Management repayment plan

horizons

Hi, sorry if this is in the wrong catagory.My mother has been sent a letter saying that her mother was overpaid a sum amount while she was alive. Becuase she (Her mother) went into hospital and didnt tell DWP. Anyway to cut a long story short. The amount is not huge and My mother wants to set up a re-payment plan with the DWP Debt Management team. Will the DWP Debt Management team want to see bank statments and other documents to set up the re-payment plan? Or will the DWP Debt Management team and My mother just agree on a monthly amount that she can afford. She does get Pension credit, only a few hundred per month. Thanks

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Comments

janer1967

Hi and welcome to the community. I am not too sure about how the DWP debt management works but other debt management just go through income and expenditure and come to an agreement on payment plan without seeing any bank statements or anything else

I was told I dont know if it is true that if you make an offer of a payment then they cant refuse it and this has always been true in my case

Hope this helps and you get something sorted

I wold also enquire as it isnt your mothers debt is it still recoverable, was you mother a guarantor or benefit from her will.

May be worth getting advice from CAB or welfare rights

horizons

It was my Mother who was the guarantor of her mother ( I think )

janer1967

Ok but you dont normally have a guarantor for DWP they are for loans and rent etc in case the lender doesn't pay

Get some expert advice

poppy123456

Hi,

If she did leave estate then this shouldn't have been distributed until everything that was owed was repaid back, including the DWP overpayment.

horizons

poppy123456 said:

Hi,

If she did leave estate then this shouldn't have been distributed until everything that was owed was repaid back, including the DWP overpayment.

Im not 100% sure about everything at this point. All I know is the amount that my Mother needs to pay back is about £500. A small amount that she is willing to pay back to avoid any drama, she is just wondering if she can make a re-payment plan over a certain amount of time, will the DPW Debt Management want to see bank statments or other documents before setting up the payment plan,as she is concerned about her privacy.

janer1967

As I said in my first post debt management dont usually ask for bank statements just income and expenditure

Either speak to CAB or ask DWP

horizons

They have already said that she can set up a payment plan. This is a situation that went back 4 years ago, so its not recent. The case is abit complex. But all I know is that they have said that she can sep-up a payment plan

horizons

The decision was made about 3 and a half years ago. Shortly after that she spoke to the DWP, they told her to forget all about it. And we did, then she gets a follow up letter 2 weeks ago reminding her that they have tried to contact her and so forth, and she has two options, to pay in full or to set up payment plan. And my mother was the executor. So thats why they contacted her.As others have said, I think Im going to CAB , as its abit complex. And I really think me and my mother just need to speak to someone. But thanks for the advise given.Will take that into consideration

horizons

I will have to get some more info and facts , but we have decided to fight the case and not give in so easy. From what we have read on here and other sites.