ESA Support Group Benefit & Savings

StuartH40

HI,

Shortly I am due to retire & have a pension from my work, which includes a 25% tax free lump sum that I can take when I retire. This figure is quite substantial & is over £16,000.  However my wife is in a support group for ESA (she was previously on Incapacity Benefit). If I take my lump sum, will it have an impact on my wife's benefits?

janer1967

Hi and welcome to the community glad you have joined us.

I am not too sure of the answer so will tag in our expert in this area who will answer when they are available

@poppy123456 Can you advise here please

Tori_Scope

Hello and welcome to the community @StuartH40! 

Just to let you know, I've moved your post into the ESA category so that our other members will find it easier to discover and answer your post  

poppy123456

HI and welcome,

As she was previously claiming Incapacity benefit then at least part of her ESA should be Contributions based, which won't be affected by and sayings/capital. You will need to check for sure which exactly she's claiming because some ESA is contributions based with an income related top up. If part of it is Income related then she will lose that part.

If you're not sure then she will need to ring DWP to ask.

Ross_Alumni

Hello @StuartH40 and a very warm welcome to the community  

I hope to see you around here more in the future!