Employment and Support Allowance (ESA)
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ESA Support Group Benefit & Savings

StuartH40StuartH40 Member Posts: 1 Listener
Shortly I am due to retire & have a pension from my work, which includes a 25% tax free lump sum that I can take when I retire. This figure is quite substantial & is over £16,000.  However my wife is in a support group for ESA (she was previously on Incapacity Benefit). If I take my lump sum, will it have an impact on my wife's benefits?


  • janer1967janer1967 Community champion Posts: 7,278 Disability Gamechanger
    Hi and welcome to the community glad you have joined us.

    I am not too sure of the answer so will tag in our expert in this area who will answer when they are available

    @poppy123456 Can you advise here please
  • Tori_ScopeTori_Scope Community Team Posts: 3,210 Disability Gamechanger
    edited August 2020
    Hello and welcome to the community @StuartH40

    Just to let you know, I've moved your post into the ESA category so that our other members will find it easier to discover and answer your post :) 
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  • poppy123456poppy123456 Member Posts: 22,218 Disability Gamechanger
    HI and welcome,

    As she was previously claiming Incapacity benefit then at least part of her ESA should be Contributions based, which won't be affected by and sayings/capital. You will need to check for sure which exactly she's claiming because some ESA is contributions based with an income related top up. If part of it is Income related then she will lose that part.

    If you're not sure then she will need to ring DWP to ask.
    Community champion and proud winner of the 2019 empowering others award. This award was given for supporting disabled people and their families for the benefit advice i have given to members here on the community.
  • Ross_ScopeRoss_Scope Community Team Posts: 2,400 Disability Gamechanger
    Hello @StuartH40 and a very warm welcome to the community :) 

    I hope to see you around here more in the future!

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