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Benefits and Savings

I'm hopefully going to be claiming PIP, "New Style" ESA and Universal Credit, but I'm unlikely to spend all of it at the same rate i recieve it, so I'm wondering what my best option(s) would be to make the most use of this money so that I can access it in the future if I need it to pay bills or sonething.
Replies
Do you currently have a bank account?
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"You have contributions from
Paid employment: £3.31
National Insurance credits: 53 weeks
These may have been added to your record if you were ill/disabled, unemployed, caring for someone full-time or on jury service."