Could someone help me not sure what I should do. I get ESA every two weeks and low rate PiP every month. Last week I got a letter from DWP saying that they where reducing my money because I took money out of a private pension. The amount I took out after tax was appropriate £18k. The money was in my account for about three weeks. The money was used to pay the arrears on my mortgage, before repossession and my grandchildren’s school fees. My total savings in my bank is £1800.00 one thousand eight hundred pounds. I also got a letter from the Rates office saying I now have to pay rates and a bill for £ 940.00 was enclosed. I hope someone can gave me some information and help with the above.