Remaining politically neutral during General Election 2024


Under guidance from the Electoral Commission and Charity Commission, it's important that Scope remains politically neutral during General Elections.

While we understand that this period will see many passionate discussions and do not want to discourage open discussion, we cannot allow discussions which are purely intended to influence voting.

As ever, please make sure that your comments remain respectful of other people's opinions and keep to our online community house rules.
If we become concerned about you or anyone else while using one of our services, we will act in line with our safeguarding policy and procedures. This may involve sharing this information with relevant authorities to ensure we comply with our policies and legal obligations.

ESA payments.

Options
williammcm
williammcm Community member Posts: 4 Listener
Could someone help me not sure what I should do. I get ESA every two weeks and low rate PiP every month. Last week I got a letter from DWP saying that they where reducing my money because I took money out of a private pension. The amount I took out after tax was appropriate £18k. The money was in my account for about three weeks. The money was used to pay the arrears on my mortgage, before repossession and my grandchildren’s school fees. My total savings in my bank is £1800.00 one thousand eight hundred pounds. I also got a letter from the Rates office saying I now have to pay rates and a bill for £ 940.00 was enclosed. I hope someone can gave me some information and help with the above. 
Kind Regards 
Williammcm. 

Comments

  • poppy123456
    poppy123456 Community member Posts: 56,990 Disability Gamechanger
    edited November 2020
    Options
    HI and welcome,

    Firstly, what ESA are you claiming? Is it Income Related or Contributions/New style ESA? The money you took from your pension will be classed as savings so i'm assuming your ESA is Income Related or at least part of it is?

    Are you also receiving a weekly payment from your pension or you just received the lump sum?

    When you say "rates" are you talking about council tax reduction?
    I would appreciate it if members wouldn't tag me please. I have all notifcations turned off and wouldn't want a member thinking i'm being rude by not replying.
    If i see a question that i know the answer to i will try my best to help.
  • williammcm
    williammcm Community member Posts: 4 Listener
    Options
    Thank you for your reply. I was on ESA income related now changed to contribution. I don’t receive anything from my private pension I just took the lump sum to pay off bills. The rate are council rates on my home. I live in Belfast. 
    Many thanks. 
  • poppy123456
    poppy123456 Community member Posts: 56,990 Disability Gamechanger
    Options
    That will be because what you received from your pension was more than £16,000 so you weren't entitled to any means tested benefits.

    Although you now only have less than £2,000 paying your grandchildrens school fees will be classed as deprivation of capital and you'll still be classed as having that money.

    If it was just the arrears you paid on your mortgage and you can prove that the amount you paid needed to be paid otherwise your home would have been repossessed then this should be ok but you'll need to send evidence to DFC and your local council.

    If you paid off any other debts that weren't immediately repayable then this will be classed as deprivation of capital and so will giving any other money away.

    Hope this helps and if you have any other questions please just ask.
    I would appreciate it if members wouldn't tag me please. I have all notifcations turned off and wouldn't want a member thinking i'm being rude by not replying.
    If i see a question that i know the answer to i will try my best to help.
  • Tori_Scope
    Tori_Scope Scope Posts: 12,508 Disability Gamechanger
    Options
    Hi @williammcm :) I hope the above advice has helped. Just so you know, I've moved your post into the ESA category.

    National Campaigns Officer at Scope, she/her

Complete our feedback form and tell us how we can make the community better.

Do you need advice on your energy costs?


Scope’s Disability Energy Support service is open to any disabled household in England or Wales in which one or more disabled people live. You can get free advice from an expert adviser on managing energy debt, switching tariffs, contacting your supplier and more. Find out more information by visiting our
Disability Energy Support webpage.
If we become concerned about you or anyone else while using one of our services, we will act in line with our safeguarding policy and procedures. This may involve sharing this information with relevant authorities to ensure we comply with our policies and legal obligations.

Find out how to let us know if you're concerned about another member's safety.