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woodbine said: The biggest con of all is that CRA's produce so called "credit scores" nobody has a credit score it's a made up number, we all have credit history and if you have a bad one it will probably stop you getting more credit.I'm not sure how CRA would hold back a disabled person @Lolipopjunior perhaps you could explain?
Lolipopjunior said: It's the lost job and the getting put onto the correct benefits I worked and was self employed got jammed between two cars overnight my income stopped my savings lasted a year then had to try and sell my stuff including car it took 2 years of being paid 72 pounds a week to be properly assessed by the dwp, my mp had to be brought in and social workers to finally get me sorted out so if u havnt yet worked out how my credit score was affected it was directly affected by becoming disabled thus impacting my credit rating. You say the scores or numbers are there to show lenders were somehow inept at managing our monetary obligations loosing a job becoming ill and disabled all contribute in their own way to further hinder a persons health and wellbeing to be somewhat punished for having an accident are you saying an accident and injury causing disability has nothing to do with paying ones debts i think you personally are being a wee bit harsh on the disabled community. If u have no job and are left penniless please explain how we could possibly not fall into debt I'm not a rich man I'm a working man always paid my dues untill as a say I had the accident and now the disability it's pretty much commonsense woodbine.
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