Employment and Support Allowance (ESA)
If this is your first visit, check out the community guide. You will have to Join us or Sign in before you can post.

Been told I don't have enough NI credits to claim ESA, but can't get advance from UC. What can I do?

vickyla88vickyla88 Member Posts: 3 Listener
Hi I'm after a bit of advice regarding ESA I've been told I haven't earned enough national insurance credits so I'm not eligible to claim and I also can't get an advance from universal credit. I'm really struggling with only having 20p in my account and my mental health has been affected by all of this. I put in a claim for ESA for my mental health and now I don't know what to do 


  • janer1967janer1967 Member Posts: 11,008 Disability Gamechanger
    Hi and welcome to the community 

    Unfortunately if you don't have the ni contributions you are not entitled to esa

    Your only option is uc I presume you have applied and waiting for payment 

    Have you reported a medical condition in your claim 
  • vickyla88vickyla88 Member Posts: 3 Listener
    Yes I have applied but I cant get an advance because it has passed the assessment period and yes I did 
  • janer1967janer1967 Member Posts: 11,008 Disability Gamechanger
    All you can do is wait for the payment unfortunately 

    How long is it since you applied 
  • chiariedschiarieds Community Co-Production Group Posts: 9,048 Disability Gamechanger
    Hi @vickyla88 - & welcome to the community. I'm sorry to read about your situation, but you might find some help on the following website: https://www.stepchange.org/debt-info/emergency-funding.aspx
    Kindly let us know how you get on, thank you.
  • Tori_ScopeTori_Scope Posts: 4,959

    Scope community team

    Hi @vickyla88 :) Welcome to the community!

    I'm also really sorry to hear about the situation you're in. Do you have enough money to cover the essentials, such as food and rent payments? I know you've said you only have 20p, but do you have any supplies in, and has your rent for this month been paid? When do you usually receive your universal credit payment?

    Please do take a look at the link that chiarieds has posted. This contains lots of useful information about how to get by for the time being.

    In terms of your mental health- is this something you're receiving any support for? Is your GP aware of your situation?
    Online Community Coordinator, she/her

    Want to give us feedback? Complete our feedback form now.
  • vickyla88vickyla88 Member Posts: 3 Listener
    I'm not due a payment until August 14th my GP is aware of mental health issues 
Sign in or join us to comment.