If we become concerned about you or anyone else while using one of our services, we will act in line with our safeguarding policy and procedures. This may involve sharing this information with relevant authorities to ensure we comply with our policies and legal obligations.
Find out how to let us know if you're concerned about another member's safety.
Find out how to let us know if you're concerned about another member's safety.
Can uncrystallised pension lump sum affect ESA?
Options
philp
Community member Posts: 2 Listener
Hi
I receive ESA Contribution based, and was lead to believe that if I take a Uncrystallised lump sum payment that as it is not means tested it will not affect it.
I have received a call today from DWP questioning the payment, I explained that as a non means tested benefit that my (UFPLS ) would not affect it, I was told that that depends ?
I have explained that I do not receive a pension income like an Annuity, but they are investigating?
I have explained that I have done nothing wrong which they agree, but would like details from my pension company about the payment.
Should I worry ?
say may have to pay back benefit, can only have £85 of pension income disregarded a week.
advice would be gratefully received
Phil
I receive ESA Contribution based, and was lead to believe that if I take a Uncrystallised lump sum payment that as it is not means tested it will not affect it.
I have received a call today from DWP questioning the payment, I explained that as a non means tested benefit that my (UFPLS ) would not affect it, I was told that that depends ?
I have explained that I do not receive a pension income like an Annuity, but they are investigating?
I have explained that I have done nothing wrong which they agree, but would like details from my pension company about the payment.
Should I worry ?
say may have to pay back benefit, can only have £85 of pension income disregarded a week.
advice would be gratefully received
Phil
Comments
-
For regular pension income contribution based ESA is reduced by 50% of anything over £85/week.
As it's a one off withdrawal I would expect it be treated as capital and therefore will not affect your ESA. However DWP are right to investigate to confirm that this is the case.Information I post is for England unless otherwise stated. Rules may be different in other parts of UK. -
Thank you for your assistance
-
Yes thats what they did when I cashed my pensions in last year, did they stop you tax on the pension withdrawal? if so you may be able to claim some of it back.2024 The year of the general election...the time for change is coming 💡
Brightness
Categories
- All Categories
- 13K Start here and say hello!
- 6.6K Coffee lounge
- 69 Games lounge
- 385 Cost of living
- 4.3K Disability rights and campaigning
- 1.9K Research and opportunities
- 199 Community updates
- 9.2K Talk about your situation
- 2.1K Children, parents, and families
- 1.6K Work and employment
- 768 Education
- 1.7K Housing and independent living
- 1.4K Aids, adaptations, and equipment
- 586 Dating, sex, and relationships
- 363 Exercise and accessible facilities
- 737 Transport and travel
- 31.7K Talk about money
- 4.4K Benefits and financial support
- 5.2K Employment and Support Allowance (ESA)
- 17.1K PIP, DLA, and AA
- 4.9K Universal Credit (UC)
- 6.2K Talk about your impairment
- 1.8K Cerebral palsy
- 869 Chronic pain and pain management
- 180 Physical and neurological impairments
- 1.1K Autism and neurodiversity
- 1.2K Mental health and wellbeing
- 317 Sensory impairments
- 818 Rare, invisible, and undiagnosed conditions
Complete our feedback form and tell us how we can make the community better.
Do you need advice on your energy costs?
Scope’s Disability Energy Support service is open to any disabled household in England or Wales in which one or more disabled people live. You can get free advice from an expert adviser on managing energy debt, switching tariffs, contacting your supplier and more. Find out more information by visiting our
Disability Energy Support webpage.