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Esa mixed age couple help needed please

kate12345
kate12345 Member Posts: 4 Listener
Hi all I’m new to this forum looking for some help I haven’t a clue what to do.
partner is turning 66 in feb 2022 I’m 51 in jan 
had a letter inviting him to claim his pension.which I thought would just be straight forward.
well don’t think it is.this is our situation.
partner on esa c/b in support group for many years 
he gets enhanced pip for both 
partner has small private pension £320 a month 
I get carers 
tax credits we have a 15 year old son 
I work 14 hours aweek minimum wage 
we get council tax reduction 
we have a morgage on our house.
could anyone tell me what’s going to happen when my partner turn 66 and will 
be of state pension age.
many thanks 
hope everyone is well 
Hope I’ve done this right 
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Comments

  • calcotti
    calcotti Member Posts: 3,344 Disability Gamechanger
    edited October 15
    ESA is a working age benefit and will stop.
    He will get State Pension instead.
    His PIP will continue.
    Your CA will continue.
    Tax Credits can continue (but may change due to the change in taxable income).
    Council Tax Reduction will have to be recalculated (and may be temporarily suspended while this is done). 
    Information I post is for England unless otherwise stated. Rules may be different in other parts of UK.
  • kate12345
    kate12345 Member Posts: 4 Listener
    edited October 15
    Thank you for the reply 
    I thought I would have to claim u/c because I’m under state pension age 
    I’m in wales 
  • poppy123456
    poppy123456 Member Posts: 24,720 Disability Gamechanger
    No, because you don't need to claim for help with any rent. You can remian on tax credits.  Living in Wales makes no difference.
  • kate12345
    kate12345 Member Posts: 4 Listener
    Thank you so much for your help 
    will they just automatically change us over once I fill in and send for back to claim his pension 
  • calcotti
    calcotti Member Posts: 3,344 Disability Gamechanger
    edited October 15
    kate12345 said:
    Thank you so much for your help 
    will they just automatically change us over once I fill in and send for back to claim his pension 
    The ESA should stop automatically when he reaches pension age regardless of whether or not he claims the State Pension.
    The State Pension needs to be claimed.
    You should inform Tax Credits and Council Tax Reduction about the change from ESA to SP when it occurs.
    Information I post is for England unless otherwise stated. Rules may be different in other parts of UK.
  • kate12345
    kate12345 Member Posts: 4 Listener
    Thanks again for quick reply
    best wishes 
  • calcotti
    calcotti Member Posts: 3,344 Disability Gamechanger
    Just to add. Although the ESA should stop it sometimes happens that it doesn’t. If the ESA doesn’t stop he should contact them and tell them because he will have been overpaid. 
    Information I post is for England unless otherwise stated. Rules may be different in other parts of UK.

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