what on earth are "household savings?"

Aella

I was just doing an online calculator to find out if I could get any other benefits, and it asked me to enter "household savings."  I live with my mum.  If she has savings of her own am I meant to include them?  If her savings and mine combined are over £6K do I need to declare that?

calcotti

In respect of benefits your mother and you are separate households so you do not include her savings when calculating your entitlement. 

poppy123456

Username_removed said:

No such obligation has ever existed. The only obligation is to declare capital over the lower capital limit or over the upper capital limit.

Yes indeed. I have some savings, less than £6,000 but I haven’t declared it for exactly this reason. 

calcotti

Biblioklept said:

But when you sign up or make a new claim it asks how much your savings are and doesn't specify what level to report, just asks how much you have in savings. 

For UC it used to say do you have savings? and then had three options - Less than £6,000, between £6,000 and £16,000 and over £16,000.

poppy123456

 All i remember is ticking "no" to savings over £6,000 because she didn't have anywhere near this. I know i didn't tell them how much she had at the time because it was a lot less than the lower amount. Her UC claim started in Jan 2021.