what on earth are "household savings?"

Aella
Aella Online Community Member Posts: 73 Contributor
in Employment & Support Allowance (ESA)
I was just doing an online calculator to find out if I could get any other benefits, and it asked me to enter "household savings."  I live with my mum.  If she has savings of her own am I meant to include them?  If her savings and mine combined are over £6K do I need to declare that?

Comments

  • calcotti
    calcotti Online Community Member Posts: 10,000 Championing
    In respect of benefits your mother and you are separate households so you do not include her savings when calculating your entitlement. 
  • poppy123456
    poppy123456 Online Community Member Posts: 64,456 Championing
    Username_removed said:

    No such obligation has ever existed. The only obligation is to declare capital over the lower capital limit or over the upper capital limit.
    Yes indeed. I have some savings, less than £6,000 but I haven’t declared it for exactly this reason. 
  • calcotti
    calcotti Online Community Member Posts: 10,000 Championing
    Biblioklept said:
    But when you sign up or make a new claim it asks how much your savings are and doesn't specify what level to report, just asks how much you have in savings. 
    For UC it used to say do you have savings? and then had three options - Less than £6,000, between £6,000 and £16,000 and over £16,000.
  • poppy123456
    poppy123456 Online Community Member Posts: 64,456 Championing
    edited June 2022
     All i remember is ticking "no" to savings over £6,000 because she didn't have anywhere near this. I know i didn't tell them how much she had at the time because it was a lot less than the lower amount. Her UC claim started in Jan 2021.

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