Hi, my name is bexster! My wife may be getting some inheritance. Will I lose all my benefits.
bexster
Online Community Member Posts: 11 Listener
Hi guys . Thankyou for excepting me . Question , myself and my wife claim joint esa , housing , council tax and so on , I'm registered disabled also and I claim dla full on both . My ife may be getting some inheritance . I've been told I will lose all my benefits. Please can you help . Thankyou x
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If the inheritance is more than £16,000 then your housing benefit will end. Income Related ESA will also end. If any part of your ESA is contributions based then this will continue.If it's £6,000 and over then for every £250 or part there of there's a deduction of £1/week.Council tax reduction savings limit will depend on your local Authority but some have a maximum limit of £6,000. Once the money goes into your bank you will need to contact ESA and your local Authority for housing benefit and Council tax reduction.Your DLA will not be affected.Once your savings go below £16,000 if you need to claim for help with any rent then you will need to claim Universal Credit.0
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Hi , thankyou for your response. I don't understand hy I would lose benefits when I'm not named on the inheritance and won't have access to it . Doesn't sound fair to me if I'm honest x0
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Morning @bexster hope you well this morning.
I know nothing about the benifits system, any thing i need to know i would always ask Poppy or one of our other experts, they are all brill.
What has come to my old brain is the saying - whats yours is mine and whats mine is ours, so it might be because you are married and living together that things will be shared.1 -
Good morning @bexster and welcome to the online community. It's good to have you on board.
Poppy is completely right and if you are claiming income related ESA that will be a joint claim with your wife then all of your income and capital and that of your wife will be taken into account. There are some circumstances when capital is disregarded and you would need to give more details of the nature of the inheritance so we could advise of the implications of this on your benefits. If you are talking about a cash inheritance then this money will be taken into account.
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You live with your wife so entitlement to means tested benefits are based on Joint circumstances. When living as a couple you support each other, so you will have access to it.0
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Sue_Scope said:.. if you are claiming income related ESA that will be a joint claim with your wife then all of your income and capital and that of your wife will be taken into account.
The significance of it not being a joint claim is that the wife does not get any NI credits because she is not a claimant.This is something UC has changed. For UC both parts of a couple are claimants and both get NI credits.bexster said:I don't understand hy I would lose benefits when I'm not named on the inheritance and won't have access to it . Doesn't sound fair to me if I'm honest x1 -
I get all that but I've found if on new esa then benefits aren't taken away . What the dif is between the esa we are in and the new one baffles me . It prob won't even come to it about inheritance but I just wanted to get some info around the su ject just incase so thankyou x0
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Is there a length of time that you can claim esa again after inheritance . I know it changes below 16 grand but is there a length of time b4 you can reclaim x0
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bexster said:Is there a length of time that you can claim esa again after inheritance . I know it changes below 16 grand but is there a length of time b4 you can reclaim xbexster said:I get all that but I've found if on new esa then benefits aren't taken away . What the dif is between the esa we are in and the new one baffles me . It prob won't even come to it about inheritance but I just wanted to get some info around the su ject just incase so thankyou x0
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Thankyou . I was told right at the beggining of claiming esa that I was on both types which I don't understand but I was . Strange . Will just have to see what happens .0
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bexster said:Thankyou. I was told right at the beggining of claiming esa that I was on both types which I don't understand but I was. Strange. Will just have to see what happens.0
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Oh right . Would I still be on both now . I've been on esa for about 10 years now due to my disability x0
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bexster said:Oh right . Would I still be on both now . I've been on esa for about 10 years now due to my disability x
You will need to ring ESA and ask them and they will tell you if part of your claim is Contributions based.
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Yeah I am in the support group . So what do I do x0
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bexster said:Yeah I am in the support group . So what do I do xAs advised herepoppy123456 said:bexster said:Oh right . Would I still be on both now . I've been on esa for about 10 years now due to my disability x
You will need to ring ESA and ask them and they will tell you if part of your claim is Contributions based.0 -
OK thamkyou . I do know for defo it used to be but not sure now . Thankyou for your advice . Much appreciated x0
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You are welcome @bexster. It is the very least you deserve.
Please don't hesitate to let us know if we can do anything else to support you. We are all here for you0 -
Thanks darl . Never had to deal with anything g like this b4 x0
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It can be hard when it's all new can't it @bexster? I hope the community has helped to reassure you for now
Let us know if there's anything that still doesn't quite make sense, and we'll see if we can help.
Alex0
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