Remaining politically neutral during General Election 2024


Under guidance from the Electoral Commission and Charity Commission, it's important that Scope remains politically neutral during General Elections.

While we understand that this period will see many passionate discussions and do not want to discourage open discussion, we cannot allow discussions which are purely intended to influence voting.

As ever, please make sure that your comments remain respectful of other people's opinions and keep to our online community house rules.
If we become concerned about you or anyone else while using one of our services, we will act in line with our safeguarding policy and procedures. This may involve sharing this information with relevant authorities to ensure we comply with our policies and legal obligations.

Hi, I'm new. Will my husband receiving inheritance impact our ESA?

Options
holder
holder Community member Posts: 5 Listener
Hi everyone, I'm new to this. I was wondering if someone could answer a question for me, both my husband and i are on esa he's on contributions and i'm on both income related and contributions will our money be affected if/when my husband gets and inheritance sum of money, as i understand from reading that contributions based esa isn't affected but income/means tested esa is, but wot if your both like me. i spoke to benefits today and the guy said that if you are getting both it won't be affected by the inheritance money. is this true?

Comments

  • poppy123456
    poppy123456 Community member Posts: 56,951 Disability Gamechanger
    Options
    Savings/capital of more than £16,000 will mean that all means tested benefits will end. This includes any Income Related ESA that you’re claiming.
    Contributions based ESA is not affected by savings/capital. ESA Support Group contributions based is £117.60 per week. Anything over that means at least part of it is income Related.
    If you’re claiming council tax reduction some local Authorities have a maximum savings limit of £6,000. You need to report the changes once the money going into your bank.
    I would appreciate it if members wouldn't tag me please. I have all notifcations turned off and wouldn't want a member thinking i'm being rude by not replying.
    If i see a question that i know the answer to i will try my best to help.
  • Cher_Alumni
    Cher_Alumni Scope alumni Posts: 5,740 Disability Gamechanger
    Options
    @holder Hello and welcome to our online community, how are you today?

    Just to let you know, I've amended the title of your thread to help others spot it more easily and moved it to our ESA category.

    I hope Poppy's answer has helped clarify your question. If not, just give us a shout and we'll endeavour to help. 
    Online Community Co-ordinator

    Want to tell us about your experience on the online community?  Talk to our chatbot and let us know.

    Concerned about another member's safety or wellbeing? Flag your concerns with us.
  • holder
    holder Community member Posts: 5 Listener
    Options
    Hi, Thanks Cher, love the name by the way. So you mean that because i have both esa income related and contributions together only the income related part will be stopped or reduced not the contributions part of my esa. OMG! this is giving me a headache right?
  • holder
    holder Community member Posts: 5 Listener
    Options
    Can i make is simpler for me anyways. My question is, will Contributions based ESA be affected by a lump sum of money going into my account over £16,000?
  • calcotti
    calcotti Community member Posts: 10,010 Disability Gamechanger
    edited October 2022
    Options
    holder said:
    Can i make is simpler for me anyways. My question is, will Contributions based ESA be affected by a lump sum of money going into my account over £16,000?
    No. If you are in the Support Group you would continue to get £117.60/week. If you currently receive more than that you are getting some income based ESA and that part will stop.
    Information I post is for England unless otherwise stated. Rules may be different in other parts of UK.
  • holder
    holder Community member Posts: 5 Listener
    Options
    Hi  Calcotti, i have been trying to find this answer out all day and no joy, from esa, cab online no one. Your amazing, thank you.  A further question so it's as clear as the nose on my face. just the income related part of my benefit will be stopped or reduced depending on how much it turns out to be which is a bit up in the air at the moment. Yes? But esa will not stop the support part, that's definite, even if it turns out to be well over £16,000 right? Sorry to be a pain I just need it spelled out to me so i can tell my husband and daughter exactly whats, what and it won't come and bite me in the bum later on down the line, thanks so much in advance, your amazing.  
  • poppy123456
    poppy123456 Community member Posts: 56,951 Disability Gamechanger
    Options
    holder said:
    Hi  Calcotti, i have been trying to find this answer out all day and no joy, from esa, cab online no one. Your amazing, thank you.  A further question so it's as clear as the nose on my face. just the income related part of my benefit will be stopped or reduced depending on how much it turns out to be which is a bit up in the air at the moment. Yes? But esa will not stop the support part, that's definite, even if it turns out to be well over £16,000 right? Sorry to be a pain I just need it spelled out to me so i can tell my husband and daughter exactly whats, what and it won't come and bite me in the bum later on down the line, thanks so much in advance, your amazing.  

    As i advised previously, Contributions based ESA Support Group is £117.60 per week. This part will not stop even if your savings is more than £16,000. Anything over this and it will end if your savings are more than £16,000.
    For every £250 or part there of over £6,000 but under £16,000 there's a £1 deduction.
    As i advised above, if you're claiming housing benefit and council tax reduction these will also be affected by savings of more than £6,000.
    I would appreciate it if members wouldn't tag me please. I have all notifcations turned off and wouldn't want a member thinking i'm being rude by not replying.
    If i see a question that i know the answer to i will try my best to help.
  • calcotti
    calcotti Community member Posts: 10,010 Disability Gamechanger
    Options
    poppy123456 said:
    For every £250 or part there of over £6,000 but under £16,000 there's a £1 deduction.
    For the avoidance of doubt, this only applies to any income based part. (Poppy, I know that's what you meant, this is just to check that OP doesn't misunderstand.)

    OP, if you have contribution based ESA in the Support Group your ESA will not drop below £117.60.

    (The only exception that can reduce contribution based ESA is regular pension income in excess of £85/week but that doesn't apply to you.)
    Information I post is for England unless otherwise stated. Rules may be different in other parts of UK.
  • holder
    holder Community member Posts: 5 Listener
    Options
    Thank you so much for the info, i'm really grateful.
  • L_Volunteer
    L_Volunteer Community Volunteer Adviser, Scope Member Posts: 7,982 Disability Gamechanger
    Options
    You are welcome @holder. It is the very least you deserve.

    Please don't hesitate to let us know if we can do anything else to help. We are all here for you and listening to you  :)
    Community Volunteer Adviser with professional knowledge of education, special educational needs and disabilities and EHCP's. Pronouns: She/her. 

    Please note: if I use the online community outside of its hours of administration, I am doing so in a personal capacity only.
Complete our feedback form and tell us how we can make the community better.

Do you need advice on your energy costs?


Scope’s Disability Energy Support service is open to any disabled household in England or Wales in which one or more disabled people live. You can get free advice from an expert adviser on managing energy debt, switching tariffs, contacting your supplier and more. Find out more information by visiting our
Disability Energy Support webpage.
If we become concerned about you or anyone else while using one of our services, we will act in line with our safeguarding policy and procedures. This may involve sharing this information with relevant authorities to ensure we comply with our policies and legal obligations.

Find out how to let us know if you're concerned about another member's safety.