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Hi, I'm new. Will my husband receiving inheritance impact our ESA?

holder

Hi everyone, I'm new to this. I was wondering if someone could answer a question for me, both my husband and i are on esa he's on contributions and i'm on both income related and contributions will our money be affected if/when my husband gets and inheritance sum of money, as i understand from reading that contributions based esa isn't affected but income/means tested esa is, but wot if your both like me. i spoke to benefits today and the guy said that if you are getting both it won't be affected by the inheritance money. is this true?

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poppy123456

Savings/capital of more than £16,000 will mean that all means tested benefits will end. This includes any Income Related ESA that you’re claiming.
Contributions based ESA is not affected by savings/capital. ESA Support Group contributions based is £117.60 per week. Anything over that means at least part of it is income Related.
If you’re claiming council tax reduction some local Authorities have a maximum savings limit of £6,000. You need to report the changes once the money going into your bank.

Cher_Alumni

@holder Hello and welcome to our online community, how are you today?

Just to let you know, I've amended the title of your thread to help others spot it more easily and moved it to our ESA category.

I hope Poppy's answer has helped clarify your question. If not, just give us a shout and we'll endeavour to help.

holder

Hi, Thanks Cher, love the name by the way. So you mean that because i have both esa income related and contributions together only the income related part will be stopped or reduced not the contributions part of my esa. OMG! this is giving me a headache right?

holder

Can i make is simpler for me anyways. My question is, will Contributions based ESA be affected by a lump sum of money going into my account over £16,000?

calcotti

holder said:

Can i make is simpler for me anyways. My question is, will Contributions based ESA be affected by a lump sum of money going into my account over £16,000?

No. If you are in the Support Group you would continue to get £117.60/week. If you currently receive more than that you are getting some income based ESA and that part will stop.

holder

Hi Calcotti, i have been trying to find this answer out all day and no joy, from esa, cab online no one. Your amazing, thank you. A further question so it's as clear as the nose on my face. just the income related part of my benefit will be stopped or reduced depending on how much it turns out to be which is a bit up in the air at the moment. Yes? But esa will not stop the support part, that's definite, even if it turns out to be well over £16,000 right? Sorry to be a pain I just need it spelled out to me so i can tell my husband and daughter exactly whats, what and it won't come and bite me in the bum later on down the line, thanks so much in advance, your amazing.

poppy123456

holder said:

Hi Calcotti, i have been trying to find this answer out all day and no joy, from esa, cab online no one. Your amazing, thank you. A further question so it's as clear as the nose on my face. just the income related part of my benefit will be stopped or reduced depending on how much it turns out to be which is a bit up in the air at the moment. Yes? But esa will not stop the support part, that's definite, even if it turns out to be well over £16,000 right? Sorry to be a pain I just need it spelled out to me so i can tell my husband and daughter exactly whats, what and it won't come and bite me in the bum later on down the line, thanks so much in advance, your amazing.

As i advised previously, Contributions based ESA Support Group is £117.60 per week. This part will not stop even if your savings is more than £16,000. Anything over this and it will end if your savings are more than £16,000.

For every £250 or part there of over £6,000 but under £16,000 there's a £1 deduction.

As i advised above, if you're claiming housing benefit and council tax reduction these will also be affected by savings of more than £6,000.

calcotti

poppy123456 said:
For every £250 or part there of over £6,000 but under £16,000 there's a £1 deduction.

For the avoidance of doubt, this only applies to any income based part. (Poppy, I know that's what you meant, this is just to check that OP doesn't misunderstand.)

OP, if you have contribution based ESA in the Support Group your ESA will not drop below £117.60.

(The only exception that can reduce contribution based ESA is regular pension income in excess of £85/week but that doesn't apply to you.)

holder

Thank you so much for the info, i'm really grateful.

L_Volunteer

You are welcome @holder. It is the very least you deserve.

Please don't hesitate to let us know if we can do anything else to help. We are all here for you and listening to you