Income-based benefits and withdrawing money

lala2662
Online Community Member Posts: 7 Listener
Hello, sorry I have a bit of a silly question but it's on my mind and I would like to know the answer.
Are you allowed to withdraw money from cash machines (cash points, ATM whatever you call those machines) while on income-based benefits? Sometime ago my mum had a situation when she was paying by card;- the cashier accidently charged her £800 instead of 80p because she put an extra 0 and then it was a hassle to sort out. Anyway ever since then she doesn't like to pay by card in shops, she withdraws £100-£200 every couple of day (as needed) to pay for food, hygiene products, heating (we have pay-as-you-go-meter) etc. Is this allowed? Or can the DWP accuse her of deprivation of capital because when you withdraw money from the cash machines it just says money withdrawn on bank statement not where the money is going? Should she collect all receipts from all grocery shopping? Or just for the bigger payments? like she withdrawn £1,000 a couple of days ago but she bought a fridge and a printer, are purchases like that the only ones she should collect receipts? Or should she collect all receipts? Or is withdrawing £100-£200 every couple of days considered fine?
Thank you
Are you allowed to withdraw money from cash machines (cash points, ATM whatever you call those machines) while on income-based benefits? Sometime ago my mum had a situation when she was paying by card;- the cashier accidently charged her £800 instead of 80p because she put an extra 0 and then it was a hassle to sort out. Anyway ever since then she doesn't like to pay by card in shops, she withdraws £100-£200 every couple of day (as needed) to pay for food, hygiene products, heating (we have pay-as-you-go-meter) etc. Is this allowed? Or can the DWP accuse her of deprivation of capital because when you withdraw money from the cash machines it just says money withdrawn on bank statement not where the money is going? Should she collect all receipts from all grocery shopping? Or just for the bigger payments? like she withdrawn £1,000 a couple of days ago but she bought a fridge and a printer, are purchases like that the only ones she should collect receipts? Or should she collect all receipts? Or is withdrawing £100-£200 every couple of days considered fine?
Thank you
0
Comments
-
What you do with your money is entirely your decision. It doesn’t matter if you withdraw the cash or pay by card.
If you have savings/capital of more than £6,000 then you must report the changes to whichever means tested benefits you’re claiming.2 -
-
lala2662 said:0
Categories
- All Categories
- 14.8K Start here and say hello!
- 7K Coffee lounge
- 78 Games den
- 1.7K People power
- 93 Announcements and information
- 23K Talk about life
- 5.4K Everyday life
- 216 Current affairs
- 2.3K Families and carers
- 850 Education and skills
- 1.8K Work
- 486 Money and bills
- 3.5K Housing and independent living
- 972 Transport and travel
- 674 Relationships
- 65 Sex and intimacy
- 1.4K Mental health and wellbeing
- 2.4K Talk about your impairment
- 853 Rare, invisible, and undiagnosed conditions
- 911 Neurological impairments and pain
- 2K Cerebral Palsy Network
- 1.2K Autism and neurodiversity
- 37.6K Talk about your benefits
- 5.8K Employment and Support Allowance (ESA)
- 19K PIP, DLA, ADP and AA
- 7.4K Universal Credit (UC)
- 5.4K Benefits and income