Income-based benefits and withdrawing money

lala2662
lala2662 Community member Posts: 7 Listener
edited November 2022 in Benefits and income
Hello, sorry I have a bit of a silly question but it's on my mind and I would like to know the answer.

Are you allowed to withdraw money from cash machines (cash points, ATM whatever you call those machines) while on income-based benefits? Sometime ago my mum had a situation when she was paying by card;- the cashier accidently charged her £800 instead of 80p because she put an extra 0 and then it was a hassle to sort out. Anyway ever since then she doesn't like to pay by card in shops, she withdraws £100-£200 every couple of day (as needed) to pay for food, hygiene products, heating (we have pay-as-you-go-meter) etc. Is this allowed? Or can the DWP accuse her of deprivation of capital because when you withdraw money from the cash machines it just says money withdrawn on bank statement not where the money is going? Should she collect all receipts from all grocery shopping? Or just for the bigger payments? like she withdrawn £1,000 a couple of days ago but she bought a fridge and a printer, are purchases like that the only ones she should collect receipts? Or should she collect all receipts? Or is withdrawing £100-£200 every couple of days considered fine? 
Thank you 

Comments

  • poppy123456
    poppy123456 Community member Posts: 59,054 Championing
    What you do with your money is entirely your decision. It doesn’t matter if you withdraw the cash or pay by card.
    If you have savings/capital of more than £6,000 then you must report the changes to whichever means tested benefits you’re claiming. 
  • calcotti
    calcotti Community member Posts: 10,005 Championing
    lala2662 said:…withdrawing £100-£200 every couple of days considered fine? 
    That sounds a lot to be spending if she is single. That’s £2000 plus/month.
  • lala2662
    lala2662 Community member Posts: 7 Listener
    calcotti said:
    lala2662 said:…withdrawing £100-£200 every couple of days considered fine? 
    That sounds a lot to be spending if she is single. That’s £2000 plus/month.
    She usually withdraws around £600 each month,  except this month she withdrawn £1000 because she bought a fridge and a printer 
  • calcotti
    calcotti Community member Posts: 10,005 Championing
    lala2662 said:
    calcotti said:
    lala2662 said:…withdrawing £100-£200 every couple of days considered fine? 
    That sounds a lot to be spending if she is single. That’s £2000 plus/month.
    She usually withdraws around £600 each month,  ..
    So it’s not £100-£200 every couple of days,which is what confused me.

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