Just say you were selling the house at the time of COVID, you did not had the money to spend on the family, there was no work and any income. I had no option to turn to claim benefit. I was not doing well in renting the house after 6 months the property condition was left in poor state by Tenants, so all rental income went in repair,Maintenance and wear and tear. So this is the reason I was selling the property and also my main residence was too small for the family it had 2 bedrooms and we were 6 person in total.
I was confused with Capital included in property, as my understanding was capital was only savings in bank account and did not know the 2nd property was classified as capital. So this is where mis understanding.
I did not claim council tax benefit as they told me if you have 2nd property you won’t be entitled to help on the council tax benefit and I never claimed. I was on Working tax credit prior to UC and I was paying full council tax , then when covid hit , I had no income I was self employed Driver and I had no option to turn for help and I was told to claim UC.
So now I have been told to pay the overpayment for 2 years of UC.
Please confirm if there is advice on this. as I genuinely honestly got confused with capital and property , otherwise this would of been mentioned and when UC requested the information I gave them all the information, as I had nothing to hide and it was all submitted by my accountant as I was self employed driver and it used to go HRMC.
This only happened when I claimed UC and it got flagged up.
I explained to the UC Decision team and they said you will need to payback 2 years UC as you were not entitled due to 2nd property. I explained them above , as we’re selling the property due to loss and also our main property was too small , Mould, Damp and overcrowding.
I havd now mandatory or after that appeal.
