Partner marriage esa effects

Loooyjupes
Loooyjupes Online Community Member Posts: 11 Listener
Hi everyone I'm new here, hope your all well, my dilemma is I receive esa and pip, me and partner are thinking of getting married next year, now my partner does not work and he does not claim any benefits either, how will getting married effect us, obviously I'll have to inform housing other than that will my esa be effected. 

Comments

  • bg844
    bg844 Online Community Member Posts: 3,883 Championing
    Do you receive contribution-based ESA?
  • calcotti
    calcotti Online Community Member Posts: 10,001 Championing
    edited December 2022
    What type of ESA do you get? 

    Does your partner already live with you? If so getting married makes no difference you should already be declared as a couple if your benefit is means tested.

    if you currently live on your own then If your ESA is income based does it include a Severe Disability Premium?

    What is your PIP award?
  • Loooyjupes
    Loooyjupes Online Community Member Posts: 11 Listener
    Hi calcotti yes I get the premium we don't live together
  • Loooyjupes
    Loooyjupes Online Community Member Posts: 11 Listener
    Hi rate pip
  • calcotti
    calcotti Online Community Member Posts: 10,001 Championing
    edited December 2022
    If your partner moves in you will lose SDP.

    You say your partner doesn’t claim any benefits themselves. Are they working or what are they living off?

    By high rate PIP do you mean the enhanced rate of both components (Daily Living and Mobilty)?

    Key point in respect of benefits is that being married makes no difference, what matters is whether or not you are living together.
  • Loooyjupes
    Loooyjupes Online Community Member Posts: 11 Listener
    @clacotti long story but his mam has provided for him he used to be self employed, what is SDP, and I get enhanced rate for both 
  • Loooyjupes
    Loooyjupes Online Community Member Posts: 11 Listener
    @bg844 hi income related I think 
  • poppy123456
    poppy123456 Online Community Member Posts: 64,463 Championing
    SDP is Severe disability Premium which is added to your Income Related ESA if you live alone (or classed as living alone), no one claims either carers allowance or carers element of Universal Credit for looking after you.
    How much is your ESA per week? If you can tell us this we'll know what it includes.
  • calcotti
    calcotti Online Community Member Posts: 10,001 Championing
    edited December 2022
    @clacotti long story but his mam has provided for him he used to be self employed, what is SDP, and I get enhanced rate for both 
    I asked if you got the Severe Disability Premium (SDP for short).You said that you do. If he lives with you then you will lose it.

    Does he have any health issues himself that limit his ability to work? Does he have any savings?

    (Way off topic and possibly inappropriate but have considered whether, having now got used to living off his mum, is he going to expect to live off you? Please don’t answer that question here but just seems something to consider.)
  • Loooyjupes
    Loooyjupes Online Community Member Posts: 11 Listener
    @calcotti he was being paid by mother to help with now deceased father in law, also partner waiting on operations on his knees so is unable to work, actually he would have to think about benefits anyway, so how would all this effect me, also I don't want to go onto universal credit 
  • Loooyjupes
    Loooyjupes Online Community Member Posts: 11 Listener
    @poppy yes I get SDP sorry I had a mind blank 
  • calcotti
    calcotti Online Community Member Posts: 10,001 Championing
    Apologise if I was being intrusive or insensitive.

    You would have to report that he is living with you and your ESA will be revised to take him into account. 

    He could claim Carers Allowance for looking after you. 

    You can use a calculator to see what you could get. As a couple you could well be better off on UC.

    Do you also claim Housing Benefit?
  • Loooyjupes
    Loooyjupes Online Community Member Posts: 11 Listener
    Yes I get housing benefit 
  • Loooyjupes
    Loooyjupes Online Community Member Posts: 11 Listener
    And I am permently sick
  • poppy123456
    poppy123456 Online Community Member Posts: 64,463 Championing
    When he moves in with you, you will need to report the changes to ESA and your SDP will stop. They will then revise your claim to include your partner, however because of the loss of the SDP your ESA will be less.

    As you're currently living alone you will also need to report the changes to your local Authority and your council tax reduction will be recalculated. You will lose the 25% single person discount.

    Your PIP will not be affected. If your partner cares for you for at least 35 hours per week then they can claim carers allowance.

    You may also want to use a benefits calculator to see if you would be better off by claiming Universal Credit.
    If your partner has savings/capital of more than £16,000 then you're entitlement to means tested benefits will end.
  • Loooyjupes
    Loooyjupes Online Community Member Posts: 11 Listener
    So basically I'm better off living on my own lol 😂 
  • Loooyjupes
    Loooyjupes Online Community Member Posts: 11 Listener
    @poppy123456So basically I'm better off living on my own lol 😂
  • L_Volunteer
    L_Volunteer Community Volunteer Adviser, Scope Member Posts: 7,922 Championing
    Sounds about right @Loooyjupes!