Upcoming changes to benefits

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  • tcellmutation
    tcellmutation Online Community Member Posts: 341 Empowering

    Looks like I will be fine after all. I feel confident going forward

  • Jenwren
    Jenwren Online Community Member Posts: 104 Empowering

    So I just put the green paper into an AI and asked it to translate it into everyday english and break down the main points of it.

    I hope this is OK to post here but hopefully it'll give a clearer overview as there's a lot of info that's coming out minute by minute.

    Obviosuly also this is AI, so please be aware that it might not be 100% perfect. If this goes against any rules, very sorry and will delete. This is what AI summerises the green paper as:

    Understanding the UK's Proposed Benefits Reform - In Plain English

    The Main Changes Proposed

    1. Scrapping the Work Capability Assessment (WCA)

    The government plans to abolish the Work Capability Assessment that currently decides if someone is:

    • Fit for work
    • Has limited capability for work (LCW)
    • Has limited capability for work and work-related activity (LCWRA)

    Instead, they'll use the PIP assessment as the single assessment for determining eligibility for both PIP and the health element of Universal Credit.

    2. Changes to PIP Eligibility

    They plan to add a new requirement for PIP's daily living component: you must score at least 4 points in one single activity (not just add up smaller points across different activities). This will make PIP harder to get for people with multiple lower-level needs.

    3. Changes to Universal Credit Rates

    Starting April 2026:

    • The standard UC allowance will increase by £7 per week for everyone
    • For new claims, the health element (currently LCWRA) will be reduced from £97 to £50 per week
    • For existing claimants, the health element will be frozen until 2029/30, but they'll get the increased standard allowance

    4. More Support Conversations and Engagement

    The government wants nearly everyone on health-related benefits to engage in periodic conversations about work, even if they're not required to look for work.

    What This Means for People on PIP

    1. Some people will lose PIP entitlement - If you currently get PIP daily living component but don't score at least 4 points in any single activity (instead adding up smaller points across activities), you may lose this benefit when reassessed.
    2. Single assessment process - You'll only need one assessment (PIP) rather than potentially two (PIP and WCA).
    3. You can try work without fear of reassessment - The government will put into law that working won't trigger a reassessment of your benefits.

    What This Means for People on UC in the Support Group/LCWRA

    1. For existing claimants:
      • Your payment level will be protected, though frozen until 2029/30
      • You'll still get the increased standard allowance
      • People with "severe, life-long conditions with no prospect of improvement" will never need reassessment
    2. For new claimants after April 2026:
      • You'll receive a lower health element (£50 instead of £97 per week)
      • However, those with severe, life-long conditions may get an additional premium to protect their income
    3. More engagement expected:
      • Most people will be required to have periodic conversations about work
      • There will be exemptions for some people, but these aren't fully defined yet

    Other Key Proposals

    1. New "Unemployment Insurance" - A higher-rate but time-limited benefit for people who have paid National Insurance contributions.
    2. Youth changes - They're considering:
      • Delaying access to the UC health element until age 22
      • Raising the age for moving from DLA for children to PIP from 16 to 18
    3. £1 billion more for employment support - For personalized help for disabled people who want to work.
    4. Reforming Access to Work - The scheme that helps people with workplace adjustments will be revamped to support more people.

    What Happens Next?

    This is a Green Paper, which means it's a set of proposals that the government is consulting on. There's a 12-week consultation period where people can give feedback. Not all proposals will necessarily happen, and some may change.

    The government plans to publish a White Paper later this year with final proposals before introducing legislation to implement the changes.

    Most of these changes wouldn't take effect immediately - many are planned for 2026-2029, with the scrapping of the WCA scheduled for 2028/29.

  • Jamk85
    Jamk85 Online Community Member Posts: 56 Empowering

    I have heard the new points system for PIP will be changed for November 2026 BUT i do think this will get watered down. I feel this may get legally challenged.

    Not as bad as i thought it would be however i am sure we will know more once scope and other sites gather more information.

  • spenny1993
    spenny1993 Online Community Member Posts: 27 Listener

    there something I’m confused about is there got to be a reassessment for people who are or ready on pip

  • secretsquirrel1
    secretsquirrel1 Online Community Member Posts: 2,052 Championing

    but how will they determine who’s lifelong ? I have invisible conditions if I’m forced to a face to face I have no chance . And getting the pip points to 4 points for a question isn’t easy as they can down grade you . Though it’s good that it will now be recorded. I think this will lead to more appeals as it means , if I’m correct, no matter how many points you get if you lack that 4 you don’t get award . So ppl will have to appeal even with full points if they don’t get a 4

  • Gregam
    Gregam Online Community Member Posts: 16 Listener

    Sorry for sounding stupid, km not understanding it? Km on LCWRA and PIP so is likely I'm losing everything? When will this take place?

  • Popster2020
    Popster2020 Online Community Member Posts: 35 Connected

    See highlighted in bold below, will these changes come in at award review stage rather than being re-assessed mid award?

    Focussing PIP more on those with higher needs

    137. PIP will remain an important, non-means tested benefit for disabled people and people with health conditions – regardless of whether they are in or out of work. However, the number of people receiving PIP is rising significantly and is becoming unaffordable. In 2024 to 2025, there were 3 million working-age people in receipt of PIP at a cost of £21.8 billion. By 2029/2030, the working-age PIP caseload is forecast to be 4.2 million people, at a cost of £34.1 billion per year.[footnote 83] The rate of increases in claims and expenditure is not sustainable and has outstripped the growth in disability prevalence.

    138. Changes are needed that will control the spend on the welfare bill, while continuing to support those people with higher needs relating to their long-term health condition or disability. As described above, we will introduce a new eligibility requirement to ensure that only those who score a minimum of 4 points in at least one daily living activity will be eligible for the daily living component of PIP. This requirement will need to be met in addition to the existing PIP eligibility criteria.

    139. This means that people who have lower needs only in the daily living activities (scoring 3 or less for each activity) will no longer be eligible for the daily living component of PIP. Meanwhile, people with a higher level of functional need in at least one activity – for example, people who are unable to complete activities at all, or who require more help from others to complete them – will still receive PIP.

    140. We will introduce this change through primary legislation. It will apply to new claims and for existing people who claim, future eligibility will be decided at their next award review. This change means that people could lose entitlement to the daily living element of PIP and potentially other entitlements linked to this award.

    141. We are mindful of the impact this change could have on people and so want to consider how we can best support those affected. This includes options for transitional protection for those who are no longer eligible for PIP and the entitlements linked to their award. In addition, we also want to consider how to support those with lower needs in a large number of PIP activities, as part of these changes. We are consulting on whether those who lose entitlement need any support and what this support could look like (see consultation question 2).

    142. As stated in Annex B, the impact and interactions of any changes to the PIP gateway will need to be fully considered with the Devolved Governments. This will be particularly important in Scotland as PIP is devolved and has been replaced by Adult Disability Payment.

  • carteroo5
    carteroo5 Online Community Member Posts: 24 Contributor
  • luvpink
    luvpink Online Community Member Posts: 3,961 Championing

    She was speaking so fast and came across as aggressive.

    I'm afraid she lost me on a lot of it.

    I'm listening to the analysis on gb news.

  • Wibbles
    Wibbles Online Community Member Posts: 3,368 Championing

    What about the point where you go from Standard PIP to Enhanced PIP - Anything said about that yet ?

  • Andi66
    Andi66 Online Community Member Posts: 1,380 Championing

    Which esa is combined with jsa and what does it mean for us

    Pip points is that for us who already on it, or for them getting it. When will go through

  • Ray212
    Ray212 Online Community Member Posts: 738 Empowering
  • tcellmutation
    tcellmutation Online Community Member Posts: 341 Empowering

    future eligibility will be decided at their next award review

  • Catherine21
    Catherine21 Online Community Member Posts: 9,582 Championing

    They haven't said if for new claimants or excisting I just want out from this

  • Catherine21
    Catherine21 Online Community Member Posts: 9,582 Championing

    They didn't mention if foe excisting or new claims

  • Catherine21
    Catherine21 Online Community Member Posts: 9,582 Championing
  • Popster2020
    Popster2020 Online Community Member Posts: 35 Connected

    Iam in the ESA contributory support group and not due an ward review for 8 years, what will happen to that?

  • mangomungo
    mangomungo Online Community Member Posts: 180 Empowering

    I get LCWRA but got rejected for PIP first try waiting for MR to come back then I’ll be taking it to tribunal so hoping this will be watered down and challenged before then especially if they’re tightening criteria for pip it isn’t fair but seeing as it’s 3 years away I’ll worry about it then.

  • Jenwren
    Jenwren Online Community Member Posts: 104 Empowering

    Sorry for another post.

    I've also asked it (AI) to spell out what this will mean specifically for people in the LCWRA (support) group and receive both UC/ESA and PIP as I think that's quite a lot of us here that can't work.

    This is what the AI summerised it will mean for our group (again if I'm wrong to post this I'm sorry and I'll delete) :

    Short-Term (Next 1-2 Years)

    • No immediate changes to your payment amounts
    • WCA reassessments restarting - if you haven't had a reassessment since before COVID, you might be called for one
    • Face-to-face assessments more likely - currently only 7% of assessments are face-to-face, but the government plans to increase this
    • PIP assessments may be recorded as standard

    Medium-Term (2026-2027)

    • Your LCWRA payment will be protected - the government has guaranteed that existing LCWRA claimants won't see their UC health element reduced
    • Your UC standard allowance will increase (by about £7 per week)
    • Your LCWRA payment will be frozen until 2029/30 (won't increase with inflation)
    • You will need to have periodic conversations about work and support, though you won't be required to search for jobs
    • If you have a "severe, life-long condition with no prospect of improvement" you may be exempted from future reassessments entirely

    For Your PIP

    • If you score at least 4 points in at least one daily living activity (not just adding up smaller points across activities), your PIP should continue
    • If you don't score 4+ points in any single activity, you could lose the daily living component when reassessed

    Longer-Term (2028-2029)

    • The WCA will be scrapped - you'll only need a PIP assessment, not separate assessments for PIP and UC/ESA
    • Your UC health element entitlement will be based on your PIP award - if you qualify for PIP daily living, you'll qualify for the UC health element

    Key Assurances in the Proposals

    • Working won't trigger a reassessment - this will be enshrined in law
    • If you have a severe, life-long condition, you may never need to be reassessed again
    • If you try work and it doesn't work out, you should be able to return to your previous benefit level

    Reality Check

    These are proposals in a Green Paper, not confirmed changes. After the consultation period, some may be modified or abandoned. The most significant changes like scrapping the WCA aren't planned until 2028/29, and a general election or other factors could change these plans before they're implemented.

    The most immediate concern would be whether you qualify under the new PIP 4-point rule when you're next reassessed. If you already score at least 4 points in at least one daily living activity (rather than adding up smaller points across different activities), this shouldn't affect your eligibility.

This discussion has been closed.