Unemployment Insurance

System
System Posts: 256 Online Community Programme Lead
This discussion was created from comments split from: Single Work Capability Form WCA50 for UC and ESA launching 24th November.
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Comments

  • Catherine21
    Catherine21 Posts: 8,255 Championing

    What ive found concerning is new style esa being changed to unemployment insurance ? Ok its 2028 2029 why no outrage on this ?? Literally thousands wont apply if im correct or maybe im wrong

  • Nightcity
    Nightcity Online Community Member Posts: 97 Contributor

    you're right in my case anyway, I didn't want to even take UC and CB ESA it's the Fourth time I've been shifted in 25 years, if this becomes a law and applies to existing claimants then I'll not be claiming it, being harassed and threatened to do things that aren't even possible just to have it cut off in a maximum of a year anyway no way. I won't get into my personal fine details but will say the days of them literally causing me to actively plan a way out and more than once actually try it are over.

    I believe they'll be a lot of playing up again by unions, Backbenchers campaigners etc even the suggestion has already caused waves regarding human rights, discrimination etc.

  • Chris75_
    Chris75_ Online Community Member Posts: 3,793 Championing

    Alot can happen between now and 2029, I see no point in losing sleep over this in 2025.

  • Nightcity
    Nightcity Online Community Member Posts: 97 Contributor

    good point everything they've tried so far has crashedband burnt this could too.

  • Catherine21
    Catherine21 Posts: 8,255 Championing

    They do things so sneakily dont they scrapping wca is taking all rights away from us really is yes its a while away but good to get information out there as scary as it is

  • Passerby
    Passerby Online Community Member Posts: 1,105 Championing

    And no one is talking about the abolishment of the WCA, leave alone protesting against this!

  • Catherine21
    Catherine21 Posts: 8,255 Championing

    I know !! Im thinking is that why they made alot of us onto new style esa when we always thought income related ao when time comes we are put onto unemployment insurance and then have 3 months to find other benefits ??? So what about MR will they be scrapped seriously we are near 2026 this will come in no time looked at dpac other charities not much nosie about any of it

  • Passerby
    Passerby Online Community Member Posts: 1,105 Championing

    I believe the "Unemployment Insurance" concerns only current claimants on New Style ESA, which in turn only concerns claimants on Contribution based ESA, which I don't think is your case, provided I'm not wrong. Claimants with LCWRA status on Universal Credit or Employment and Support Allowance (ESA) will not be transferred on to "Unemployment Insurance".

    Apart from that, guess what - I've finally called PIP this morning to ask them for a form. I've received an online one, which I prefer.

    I rang them and a lady picked up my call in less than two minutes, but the line went off while being almost at the end of our conversation. I rang them again and another lady picked up my call in less than five minutes!

    The funny thing is that they recite a lot of things to you, as you if you were in court!

  • Nightcity
    Nightcity Online Community Member Posts: 97 Contributor

    Funny that because I also think those (and there are many it seems) of us who've only just found out during moving to UC that we are now also on ESA CB despite it making little sense were put there ready for the sneaky and spiteful upcoming changes too, but I've already told my mum who's my appointee if it does become law and effects existing claimants that I'd sooner take my chances without it.

    I know in the green paper they said "new claimants" but they can't ve trusted and with everything else they've tried failing they'll want to try pushing this further.

  • Passerby
    Passerby Online Community Member Posts: 1,105 Championing

    You're right and I've seen it on this forum - people who were previously on ESA income related transferred on to New Style ESA. I wish someone could take this issue to the DWP.

  • Zipz
    Zipz Online Community Member Posts: 3,979 Championing

    Can you clarify and provide a reliable source:

    "I believe the "Unemployment Insurance" concerns only current claimants on New Style ESA, which in turn only concerns claimants on Contribution based ESA, which I don't think is your case, provided I'm not wrong. Claimants with LCWRA status on Universal Credit or Employment and Support Allowance (ESA) will not be transferred on to "Unemployment Insurance"

    Surely UI cannot affect "only current claimants." What about future claimants? Moreover, as was stated in a muddy passage in the Green Paper, it was only to apply to "new claimants".

  • Kimi87
    Kimi87 Online Community Member Posts: 7,600 Championing
    edited November 12

    Actually what happened is helped by clear as mud ESA award letters, people were mistaken about their ESA awards only finding out after migration.

    ESA began in 2008.

    I transferred from Incapacity Benefit to ESA in 2010 and my CB ESA entitlement dated from then.

    So it won't have anything to do with

    a) Universal Credit which was proposed in 2010 with it going live in 2013

    or

    b) These proposed changes to time limit CB/NS ESA which either very recently originated with Labour, or with the previous Government 1-2 years ago.

    I'm no fan of any Government when it comes to welfare, but I'd rather put the facts out there and stick to blaming them where there is in fact blame 😝

  • Passerby
    Passerby Online Community Member Posts: 1,105 Championing

    I think I've expressed myself badly.

    I meant UI concerns claimants on New Style ESA, existing or coming in the future, who meet the National Insurance contribution conditions to be eligible to it, because one has to be eligible to it, as it's not an automatic transfer. And to be eligible, you must be under State Pension age, have paid enough National Insurance contributions (or have been credited with them) usually in the last two to three years, and have a "limited capability for work".

    My main point was to reassure Catherine that claimants with Limited Capability for Work and Work-Related Activity (LCWRA) will not be automatically transferred to "Unemployment Insurance", but that they may be able to claim New Style Jobseeker's Allowance (NS JSA) if they meet the eligibility criteria, or transition their Universal Credit claim if their health condition improves and they are deemed fit for work. 

  • Zipz
    Zipz Online Community Member Posts: 3,979 Championing
  • Catherine21
    Catherine21 Posts: 8,255 Championing

    OOh Fantastic !!! Yes get it done and dusted online claims apparently done quicker remember can get sars form from doctors can go back years of medical history they say don't put doctors letter in I always do keep us updated write every little detail from morning to night

  • Passerby
    Passerby Online Community Member Posts: 1,105 Championing

    My GP told me in 2022 when I was first planning to claim it that she wouldn't write a letter or report for me and that the assessors would contact her.

    Anyhow, as MW123 has pointed out that GP letters are often vague, which is absolutely true, as I've witnessed it myself firsthand, I'll write down as many details as possible and hopefully will submit it on time.

    You're right, the online version is better and quicker, as you can go back to it and amend it as many times as you like, I guess.

    Again, as MW123 has advised, I'll try it and if they reject my claim, I won't lose anything. I've no intention of making MR or taking them to tribunal.

    Thanks for your encouragement.

  • Catherine21
    Catherine21 Posts: 8,255 Championing

    You got this so glad your applying dont be frightened your entitled to pip

  • Passerby
    Passerby Online Community Member Posts: 1,105 Championing
    edited November 12

    Not only are these assessments frightening and stressing out people, but also they're humiliating people.

    I've never been more stressed out in all my life than the day I was going to attend my WCA appointment. It was so cold, yet I wasn't even feeling it due to my stress and the pressure. Glad the young woman who assessed me was so nice and humane. She even told me at the end of the assessment that I shouldn't have worried and that I had passed. The difference in me between while I was going to the assessment and when I was coming back home, the biggest mountain on earth could have fitted in!

  • Andi66
    Andi66 Online Community Member Posts: 1,200 Championing

    Sorry to sound stupid but can you explain that if we are on new style esa on support we won't be moved over to unemployment insurance and have to work. When I first signed onto esa in 2018, after my carers allowance finished when my mum died. It was cb which ran out and I was put on income related esa.

  • Passerby
    Passerby Online Community Member Posts: 1,105 Championing

    The confusion, which I believe is on purpose, comes from the usual culprit themselves - the DWP.

    Following what has been said so far, claimants who will be affected by the "Unemployment Insurance" are those who are currently in the Limited Capability for Work (LCW) group, those receiving New Style Employment and Support Allowance (NS ESA), and anyone else who is expected to actively look for work. The government is planning to replace the New Style ESA entirely from 2028/2029 with UI, which is time limited and non-means-tested entitlement.

    The "Unemployment Insurance" is a proposal that is still under consultation. A White Paper detailing the policy is expected in this Autumn 2025.  Any legislative changes will then be implemented after this, following the publication of the White Paper and further impact assessments.