Going through a really hard time and cant find anyone who understands

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Comments

  • emacov
    emacov Online Community Member Posts: 8 Contributor
    https://forum.scope.org.uk/discussion/comment/1087898#Comment_1087898

    Thank you Trevor. More than money I need someone who can advise me. I need to know why solicitor can take money from house. I know judge has decided he can but I don't understand why.

  • Trevor_PIP
    Trevor_PIP Online Community Member Posts: 751 Pioneering
    edited 6:35AM
    https://forum.scope.org.uk/discussion/comment/1087940#Comment_1087940

    I can't understand it, you need to get advice. Members have given you some links use them. You must try as it's like stealing your property and leaving you broke. Somethings wrong here. If I knew a Solicitor I would be asking how can this happen on your behalf...

  • Santosha12
    Santosha12 Online Community Member Posts: 3,068 Championing

    I am soo sorry to read what you have been through and are still going through @emacov. It's just heartbreaking and a completely unacceptable level of stress for anybody to go through.

    I urge you to please contact the National Debtline. They open at 9am and their number is 0808 808 4000. They will be able to help you and will likely organise for you to enter into a 'Breathing Space' - they arrange it and NOBODY is allowed to contact you whilst that is in place and buys you some time.

    I entered into one for 6 months c 2023, I think they can be up to 12 months, it made the world of difference not being mithered (hounded), whilst I was trying to sell my cottage after being rehomed in a bungalow. I prioritised my [current] rent, the mortgage was unaffordable around the time of Liz Truss' shenanigans. I had to sell at auction c 9 months later losing c 70k profit but I was relieved to be able to walk away without incurring bankruptcy but the sale covered the mortgage arrears/fees. I appreciate your need to sell at a certain price, because of solicitor's 'debt'/fee. National Debtline will be able to advise you of that too.

    Some charities (I think Stepchange, cannot help if you have a mortgage/are a homeowner - The National Debtline can help).

    The National Debtline can help advise of other options/solutions, including things like a DRO (debt relief order) which, if agreed, wipes certain debts off after 12 months after them being frozen for the initial 12 months. I didn't do that but I'd consider it if they start stressing me as I put my health first now. I hope you put your health first, you'll be able to after getting the right advice and help; it's sometimes hard to get that back once it's gone.

    Please do not lose heart. There absolutely will be workable, palatable solutions, you just haven't found them yet. Thinking of you and, if you contact The National Debtline, I genuinely feel hope for you that you will then, slowly, start to feel a relief that the answers are achievable for you.

    My very, very warmest of wishes to you. Please take care too.

  • rubin16
    rubin16 Scope Member Posts: 1,221 Championing

    Hey I'm so sorry for what has happened to you, you really don't deserve all of this. Something seems very wrong here and I honestly think you need some urgent legal advice. I get where the 25k is coming from (even if that seems too much) but the 95k?? that just seems absurd and for what?

    Is there anyway you can appeal?

    I don't know how much I can help, I specialise in Cybersecurity, Networking, Web Development and General IT.

    But if you need anything that I can help with relating to any of these, I will help you to the fullest.

    We can't let him get away with this, we'll help and support you in anyway we can on the forum, we always look out for each other.

    If you need anything just ask, all the best.

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