How would buying a property for my son affect his benefits?
Options
Springfield66
Community member Posts: 8 Listener
I want to buy a property for my son who suffers from Anxiety Disoder. He lives with us and only receives Employment Support Allowance. I want to buy a studio flat for him but worry how this would affect his benefits as he has and is likely to have no other income. If anyone can advise or point me in the right direction I would really appreciate it. Thank you
Comments
-
Hi @Springfield66
Good Morning & Welcome it’s great to meet you today.
I am one of the “Community Champions” here on our site/community.
We have got a number off “Advisors” here on our website.
I will forward your post onto our Benefit Team.
Hi @BenefitsTrainingCo
Can you please help & advice me with this post????
Many Thanks.
-
Hi @Speingfield66 welcome to the community!
Have a look at the various organisations provided in our Housing Advice section, which may be of use to you.
Do let us know if we can be of any further assistance!Disability Gamechanger - 2019 -
Thank you
-
@Gill_Scope can you help at all?
Scope
Senior online community officer -
Hi @Springfield66
If you were to give your son money to help him to buy a flat, that could be difficult. This is because he would then be likely to encounter "notional capital" rules, and need to prove that he was n't buying a property in order chiefly to get more benefit income.
However, if you buy a flat for him, and put it in his name if you wish, he can invoke a regulation about disregarding the value of property that he owns and intends to move into within 26 months.
The following is a link to the regulation about notional capital and to Disability Rights information about capital disregards. You'll see that the instances when you can own property you don't live in and have it disregarded for benefit purposes are few and far between.
http://www.legislation.gov.uk/uksi/1987/1967/regulation/51/made
https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/747845/admh2.pdf
I hope this helps.
Gill_Scope
-
Thanks so much @Gill_Scope
Scope
Senior online community officer -
Thank you all very much
Brightness
Categories
- All Categories
- 13K Start here and say hello!
- 6.6K Coffee lounge
- 104 Games lounge
- 416 Cost of living
- 4.3K Disability rights and campaigning
- 1.9K Research and opportunities
- 199 Community updates
- 9.3K Talk about your situation
- 2.1K Children, parents, and families
- 1.6K Work and employment
- 776 Education
- 1.7K Housing and independent living
- 1.4K Aids, adaptations, and equipment
- 615 Dating, sex, and relationships
- 363 Exercise and accessible facilities
- 737 Transport and travel
- 31.5K Talk about money
- 4.3K Benefits and financial support
- 5.2K Employment and Support Allowance (ESA)
- 17.1K PIP, DLA, and AA
- 4.9K Universal Credit (UC)
- 6.3K Talk about your impairment
- 1.8K Cerebral palsy
- 868 Chronic pain and pain management
- 180 Physical and neurological impairments
- 1.1K Autism and neurodiversity
- 1.2K Mental health and wellbeing
- 319 Sensory impairments
- 824 Rare, invisible, and undiagnosed conditions