Employment and Support Allowance (ESA)
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Joint claim for ESA, what will happen after pension?

gonetodogsgonetodogs Member Posts: 2 Listener
I am a 58year old man on essa support group & claim for my partner who gets pip, my partner gets her pension in march. What will happen to the joint claim for essa.

Replies

  • Pippa_AlumniPippa_Alumni Scope alumni Posts: 5,851 Disability Gamechanger
    Hi @gonetodogs, welcome to the community!

    I'm afraid I'm unsure of the answer to this myself, but we have some really knowledgeable members and advisors who will hopefully be in touch soon and able to advise. In the meantime, PensionWise is a great website with information on how pensions affect benefits.
  • gonetodogsgonetodogs Member Posts: 2 Listener
  • Sam_AlumniSam_Alumni Scope alumni Posts: 7,731 Disability Gamechanger
    Hi @gonetodogs
    I have passed your post onto our benefits advisors and so I hope we have some answers for you soon :)
    Scope
    Senior online community officer
  • BenefitsTrainingCoBenefitsTrainingCo Member Posts: 2,692 Pioneering
    Hello gonetodogs

    What happens may not be straightforward as it will depend on whether you receive contributory based ESA and income related ESA or just income related ESA. 

    The difference between these 2 types of ESA is:
    - contributory based ESA, is paid if a person has paid sufficient national insurance contributions and is a non-means tested benefit, that is your partners income will not effect your entitlement.
    - income related ESA, is means tested and thus your partners income will effect your joint couple entitlement. That is, your partners retirement pension will be counted in full as income. So, if she receives for example £63 a week pension then you may find your ESA reduces by £63.

    If you are unsure if you receive just one type of ESA or both then you can contact ESA by phone and ask them. 

    When you say that your partner will get her retirement pension, do you mean her state pension as she has reached retirement age or do you mean a works pension? I ask as ESA amounts increase if one member of a couple is aged 60 or over.  

    In addition, I cannot see any mention of you claiming carers allowance for your partner, and you may be missing out on additional money if your partner receives daily living of PIP.  

    I have put a link below to a benefit called carers allowance that although classed as income for ESA purposes may still mean that you are better off (via  a carers premium of ESA).  It maybe worth posting on this issue again if you are unsure. 

    https://www.scope.org.uk/support/disabled-people/benefits/carers-allowance 

    In addition there are online benefit calculators that maybe able to help you calculate how much your ESA changes once your partner receives her pension.  I have put a link below for the benefit calculators:

    https://www.gov.uk/benefits-calculators

    It is also worth mentioning that ESA may not know that about the payment of any pensions so you will have to notify them of any changes in your household income. 

    Maria
    The Benefits Training Co:
    Paul Bradley
    Michael Chambers
    Will Hadwen
    Sarah Hayle
    Maria Solomon
    David Stickland
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