UC Minimum Income Floor with S/E Work

mcc0131
mcc0131 Online Community Member Posts: 5 Listener
edited November 2019 in Universal Credit (UC)
Does anyone have any experience with Self Employed work and the Minimum Income Floor on Universal Credit?

Overthinking here and trying to map out our possibilities and just uncertain how it would work.

We have a joint UC claim where my partner has LCW with disability and I get carers element. However, I'm currently pregnant but still working full time at the moment. Hustling and juggling through life, I'm thinking about going back to work part-time when the time comes with only so many hours in a day. With that, I'm thinking about 'trying' some self-employed work, the laptop lifestyle I think the cool kids call it.

However, unsure if the MIF would apply in our case.

I know joint claims will have their individual thresholds added together to create a couples threshold. And my partner is subject to no work-related requirements so  MIF does not apply at all to him. However, I read that MIF, for most people that will be 35 hours a week, however a lesser number of hours should be used if the person meets certain requirements (for an example is a carer, foster parent, responsible for a child under the age of 13).

I assume his exception from MIF doesn't apply for both of us in the joint claim; so the first question is, how much less number of hours will be used if I'm a carer and responsible for a child under the age of 13?

Also, considering I' would be getting part-time payee earnings, would this suffice to meet this 'unknown' MIF less number of hours?

Comments

  • poppy123456
    poppy123456 Online Community Member Posts: 64,463 Championing
    Hi,

    I see that you're claiming the cares element of UC this will mean that the minimum income floor will not apply to you because it only applies to those that are in the all work requirement group. Claiming the carers element means that you are in the no work requirements group. See link for confirmation.

  • mcc0131
    mcc0131 Online Community Member Posts: 5 Listener
    edited November 2019
    Thank you, Poppy. Lots more info on that link compared to the one I was using. All cleared up.

    To confirm, the earnings declared would just be added ontop and still subject to our work alllowance and same process? - I assume thats yes.

    Thanks
     

  • poppy123456
    poppy123456 Online Community Member Posts: 64,463 Championing
    You're welcome. Yes, to the earnings and work allowance question.
  • Adrian_Scope
    Adrian_Scope Posts: 11,750 Online Community Programme Lead
    I'm glad Poppy was able to help you with this @mcc0131. Best of luck with the rest of your pregnancy and with your journey into self-employment! :)

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