ESA Support Group Benefit & Savings

StuartH40
StuartH40 Online Community Member Posts: 1 Listener
edited August 2020 in Employment and Support Allowance (ESA)
HI,
Shortly I am due to retire & have a pension from my work, which includes a 25% tax free lump sum that I can take when I retire. This figure is quite substantial & is over £16,000.  However my wife is in a support group for ESA (she was previously on Incapacity Benefit). If I take my lump sum, will it have an impact on my wife's benefits?

Comments

  • janer1967
    janer1967 Online Community Member Posts: 21,922 Championing
    Hi and welcome to the community glad you have joined us.

    I am not too sure of the answer so will tag in our expert in this area who will answer when they are available

    @poppy123456 Can you advise here please
  • Tori_Scope
    Tori_Scope Scope Posts: 12,464 Championing
    edited August 2020
    Hello and welcome to the community @StuartH40! 

    Just to let you know, I've moved your post into the ESA category so that our other members will find it easier to discover and answer your post :) 
  • poppy123456
    poppy123456 Online Community Member Posts: 64,463 Championing
    HI and welcome,

    As she was previously claiming Incapacity benefit then at least part of her ESA should be Contributions based, which won't be affected by and sayings/capital. You will need to check for sure which exactly she's claiming because some ESA is contributions based with an income related top up. If part of it is Income related then she will lose that part.

    If you're not sure then she will need to ring DWP to ask.
  • Ross_Alumni
    Ross_Alumni Scope alumni Posts: 7,611 Championing
    Hello @StuartH40 and a very warm welcome to the community :) 

    I hope to see you around here more in the future!

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