Dont know where to start! Advice please
Eliz31abeth
Community member Posts: 34 Courageous
Hi
Would be grateful for some advice on where to start please.
My DH has an undiagnosed neurological problem. The neurologist said its progressive and untreatable so why do we want a name ? ( gulp that hit hard).
We need to start planning his retirement. He was furloughed over the 1st lockdown and was improved in that his symptoms were more managable.
I dont know how to start planning his retirement will he be able to retire on ill health without a diagnosis?
Would be grateful for some advice on where to start please.
My DH has an undiagnosed neurological problem. The neurologist said its progressive and untreatable so why do we want a name ? ( gulp that hit hard).
We need to start planning his retirement. He was furloughed over the 1st lockdown and was improved in that his symptoms were more managable.
I dont know how to start planning his retirement will he be able to retire on ill health without a diagnosis?
Comments
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Hi, @Eliz31abeth I think each company is different my husband has just retired but he got diagnosed with prostrate cancer last year so thought he would retire on ill health, he started the process and a medical expert got in contact with him and discussed the cancer. He then sent a report in to say he wasn’t entitled to go under ill health so he retired normally, which was a bit unfair as although the cancer had gone late last year it has now come back. In your case it will b just like going to a medical officer so they will make up there mind from what is said. Hope that helps.
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Georgiacdon said:Hi, @Eliz31abeth I think each company is different my husband has just retired but he got diagnosed with prostrate cancer last year so thought he would retire on ill health, he started the process and a medical expert got in contact with him and discussed the cancer. He then sent a report in to say he wasn’t entitled to go under ill health so he retired normally, which was a bit unfair as although the cancer had gone late last year it has now come back. In your case it will b just like going to a medical officer so they will make up there mind from what is said. Hope that helps.
My DH has been undiagnosed for 5 years. 3 neurologists . Its not knowing what to plan for ..not knowing whether to start the process now . -
Thank u. I would set the process going and see what they say. You don’t have go ahead with it if it doesn’t work out financially or to what you want. Then the uncertainty will be better because u are doing something positive towards your end goal.
Eliz31abeth said:Georgiacdon said:Hi, @Eliz31abeth I think each company is different my husband has just retired but he got diagnosed with prostrate cancer last year so thought he would retire on ill health, he started the process and a medical expert got in contact with him and discussed the cancer. He then sent a report in to say he wasn’t entitled to go under ill health so he retired normally, which was a bit unfair as although the cancer had gone late last year it has now come back. In your case it will b just like going to a medical officer so they will make up there mind from what is said. Hope that helps.
My DH has been undiagnosed for 5 years. 3 neurologists . Its not knowing what to plan for ..not knowing whether to start the process now .
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Starting to plan retirement depends on age and if he has pensions? If not then he would need to get signed off as sick and take it from there. Does he have care and/or mobility needs? if so PIP might be an option.2024 The year of the general election...the time for change is coming 💡
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woodbine said:Starting to plan retirement depends on age and if he has pensions? If not then he would need to get signed off as sick and take it from there. Does he have care and/or mobility needs? if so PIP might be an option.
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@Eliz31abeth, can he speak to his company to see if they can help, they might be able to find a job which is easier for him.
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If he's 55 next year and has a pension pot it would be worth talking to "pension wise" to discuss his options (its free)
https://www.pensionwise.gov.uk/en
2024 The year of the general election...the time for change is coming 💡 -
woodbine said:If he's 55 next year and has a pension pot it would be worth talking to "pension wise" to discuss his options (its free)
https://www.pensionwise.gov.uk/en -
Georgiacdon said:@Eliz31abeth, can he speak to his company to see if they can help, they might be able to find a job which is easier for him.
Your points and suggestions are helpful thank you.
Hope you DH is going on ok and retirement has helped with his health. -
HI,I wouldn't advise your husband to cash in any pension without first getting some expert advice because it could affect any benefits you maybe entitled too, therefore it may not be worth taking the pension early. It really depends on the figures.If his health condition prevents him working then claiming SSP from his employer, with a fit note from his GP would be the first step. Whether he'll be entitled to any benefits on top of this will totally depend on both your financial circumstances,I would appreciate it if members wouldn't tag me please. I have all notifcations turned off and wouldn't want a member thinking i'm being rude by not replying.If i see a question that i know the answer to i will try my best to help.
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Hi your OH needs to discuss his options with his employer to ensure he starts the correct process which is right for him and the company as there could be different options
It isnt about a diagnosis more about his ability to complete his job , it may be worth him being referred yo Occupational Health for a work based assessment and they will then recommend both to him and his employer of the best options
Ig he is unable to work currently he should see his gp and get a fit note and start the process that way, he shouldnt give up work without going through either medical dismissal or ill health capability
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