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Decrease in savings

DarlaDarla Member Posts: 2
edited April 2 in Universal Credit
Hi, this is my first post and just have a quick query.... I used to have savings over £6,000 and now they have gone down so are under this amount. Im hoping to be able to prove this if my bank can send me statements. They were below £6,000 from January '20 - February '20 and then I got a backpayment from the council and they were above £6,000 again from February '20 - September '20. They have been under £6,000 since September '20 to date.... Will I get any back payment if I can somehow prove this? If so, how far can they back date it? 

Many thanks indeed 


  • poppy123456poppy123456 Member Posts: 22,218 Disability Gamechanger
    HI and welcome,

    You should ring to report the changes. Yes, they should backdate your benefits to the date your saving went below £6,000. Just so that you know, if you're claiming the old legacy benefits such as Income related ESA/JSA or Income Support then there's a £1 deduction per week for every £250 (or part there of) over £6,000.

    If you're claiming Universal Credit there's  £4.35 per month deduction for every £250 (or part there of) over £6,000.

    Hope this helps.

    Proud winner of the 2019 empowering others award. This award was given for supporting disabled people and their families for the benefit advice I have given to members here on the community.
  • Ross_ScopeRoss_Scope Posts: 3,672

    Scope community team

    Hello @Darla

    Welcome to the community, how are you? 

    I hope the above information has been helpful for you, let us know if there's anything else you need help with. I hope to see you sticking around.
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  • DarlaDarla Member Posts: 2

    Thank you very much for your help  🙂 🙂 🙂 🙂 🙂 

    I phoned ESA (I'm on income related in the support group) and,  as I expected they want me to send paper bank statements because they can't accept emails.  Luckily my bank are happy to send me pages and pages of statements as it has been a very gradual decrease. Its hardbin lockdown,  but I think my local job centre us open in the mornings and hope to pop in and see if they will send them over internally,   as I've sent paper statements in the post in the past and they were lost 😥 😔 😟 🙁 

    Wish me luck and thank you very much once again 😃 🙂 😀 🙂 😃 🙂 
  • Cher_ScopeCher_Scope Posts: 3,789

    Scope community team

    Hi @Darla

    Please let us know how you get on with, and after, sending your statements in.  Good luck :) 
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