Backpayment has taken me slightly over savings limit - advice?

Aella
Aella Online Community Member Posts: 73 Contributor
in Employment & Support Allowance (ESA)
I'm on ESA and PIP. I posted a while ago about how my PIP was stopped after a reassessment.  After a fight, it has been reinstated at a higher level and today I got a backpayment which has taken my total amount of money (savings account and current account together) to a total of £6300.  

According to the internet, an overpayment taking you above the savings limit is disregarded "in some cases" but it doesn't say what cases.  Is this one of the cases?  Do I need to inform ESA I have over £6K?

Also if you have over £5500 in savings ESA apparently check your bank account to make sure you don't go over £6K, does anyone have experience with this?  How does it work?  If it's a hassle should I just spend some to get me down below £5500?

When I get my ESA and PIP payments, they don't count as savings for the period they're meant to cover do they?

Comments

  • poppy123456
    poppy123456 Online Community Member Posts: 64,456 Championing
    Backdated money is disregarded for 1 year, therefore it makes no difference.
  • calcotti
    calcotti Online Community Member Posts: 10,000 Championing
    Aella said:
    When I get my ESA and PIP payments, they don't count as savings for the period they're meant to cover do they?
    That’s Correct. They only become capital if they are unspent at the end of the period they are paid for.

Categories