What will I loose if my son starts full time work

family33
family33 Online Community Member Posts: 105 Contributor
edited October 2022 in Benefits and income
Hi to everyone,
Please can anyone advise me,  I am a lone parent with 2 children one at 18 years old college full time, one at primary school, I recieve income support with sdp, and pip enhanced care , I also claim carers for my mum, I get a 25% reduction on council tax and I recieve housing benefit 
My Son had an interview for an apprenticeship today, thinking it was going to be part time, they said they want him full time as an apprentice on an apprenticeship wage,  at 40 hours a week, fantastic for him .My question is 
What will I loose in benefits please?

Comments

  • poppy123456
    poppy123456 Online Community Member Posts: 64,463 Championing
    If you are still claiming child benefit and tax credits for them then both of those will end. Unless they also claim a qualifying disability benefit such as PIP daily living or DLA mid/high rate care then you will also lose the SDP in your Income Support.
    Your single person discount for council tax will also end because they will no longer be classed as a student.
  • family33
    family33 Online Community Member Posts: 105 Contributor
    Yes so child benefit will go and his child tax , he doesn't claim any disability or any benefits , @poppy123456 I get 3 of the premiums will I loose all 3 of them? Thankyou for quick response 
  • family33
    family33 Online Community Member Posts: 105 Contributor
    @poppy123456
    Can he claim carers for me if I loose my premiums?
  • poppy123456
    poppy123456 Online Community Member Posts: 64,463 Championing
    You will only lose the SDP. He won't be able to claim carers allowance for looking after you because earnings need to be less than £132 per week.
  • family33
    family33 Online Community Member Posts: 105 Contributor
    poppy123456 said:
    You will only lose the SDP. He won't be able to claim carers allowance for looking after you because earnings need to be less than £132 per week.
    Thankyou for the advice , how much is the SDP I canot find my letter ? 
  • Adrian_Scope
    Adrian_Scope Posts: 11,750 Online Community Programme Lead
    SDP is £69.40 a week @family33. 
  • poppy123456
    poppy123456 Online Community Member Posts: 64,463 Championing
    £69.40 per week.
  • family33
    family33 Online Community Member Posts: 105 Contributor
    @poppy123456
    @Adrian_Scope
    Thankyou very much for your help today 🙏 
  • L_Volunteer
    L_Volunteer Community Volunteer Adviser, Scope Member Posts: 7,922 Championing
    You are welcome @family33. It is the very least you deserve.

    Please don't hesitate to let us know if we can do anything else to support you. We are all here for you and listening to you  :)
  • family33
    family33 Online Community Member Posts: 105 Contributor
    Hi any help will be appreciated 
    My 19 year old son wants to come bk home after leaving he has giving up full time education and claims no benefits ,if he comes back home can he claim universal credits and carers for me, I am on income support and I get sdp and housing benefit , child tax credits for my daughter, and child benefit for her, my question is what will I loose?
  • poppy123456
    poppy123456 Online Community Member Posts: 64,463 Championing
    family33 said:
    Hi any help will be appreciated 
    My 19 year old son wants to come bk home after leaving he has giving up full time education and claims no benefits ,if he comes back home can he claim universal credits and carers for me, I am on income support and I get sdp and housing benefit , child tax credits for my daughter, and child benefit for her, my question is what will I loose?

    If he returns home then you will lose the SDP in with your Income Support because you'll no longer be treated as living alone. Your other premiums will continue. You will need to contact Income Support to report the changes.

    If your council tax includes the single person discount then this will also end. Your housing benefit may increase because you'll be entitled to an extra bedroom.

    Does your son work? A year ago when you posted the thread you said he was think of starting an apprenticeship.
  • family33
    family33 Online Community Member Posts: 105 Contributor
    Hi poppy , no he stayed education when he left and has left education , he has been caring for me although never made a claim.
  • poppy123456
    poppy123456 Online Community Member Posts: 64,463 Championing
    I'm assuming when he left home you reported the changes to HMRC? As he doesn't work then yes he can claim UC in his own right. 

    If he moves back in with you when he claims he will need to tell them that he's caring for you. His UC will then include carers element, which is an extra £185.86/month, on top of £292.11 for standard allowance. He does not need to claim carers allowance to be entitled to carers element of UC.

    If he doesn't move back in with you then claiming either carers allowance or carers element of UC will mean your SDP will end. If he moves back in with you then the SDP ends anyway so he can claim the carers.


  • family33
    family33 Online Community Member Posts: 105 Contributor
    Great oh yes everything was reported in change of circumstances, I didn't know about the carers element , how does he claim that? Does he claim it when claiming uc ? 
  • family33
    family33 Online Community Member Posts: 105 Contributor
    Oh I see you answered that question , thankyou for your help .
  • poppy123456
    poppy123456 Online Community Member Posts: 64,463 Championing
    You're welcome.
  • family33
    family33 Online Community Member Posts: 105 Contributor
    I'd be grateful for any advice for my friend she recieves uc and pip and her her 18 year old daughter also recieves uc at the same address where they live together also claims housing benefit so what could she loose, she isn't taking any board money of her daughter and uc know this, thank you 
  • poppy123456
    poppy123456 Online Community Member Posts: 64,463 Championing
    family33 said:
    I'd be grateful for any advice for my friend she recieves uc and pip and her her 18 year old daughter also recieves uc at the same address where they live together also claims housing benefit so what could she loose, she isn't taking any board money of her daughter and uc know this, thank you 

    You mention she's receiving UC and housing benefit. Please note that she will only be claiming housing benefit if she's living in either supported or temporary housing. Otherwise her rent will paid in with her UC known as housing element. They are 2 completely different things.

    If her PIP includes the daily living part then there will be no non dependant deductions, regardless of their age. This means that their UC will not be affected.

    If they are claiming council tax reduction then they would lose the single person discount, if they are the only 2 adults in the house. She needs to report the changes to her local Authority. I can't advise about council tax reduction because all LA's have their own rules.
  • family33
    family33 Online Community Member Posts: 105 Contributor
    Info passed on , Thanks.

Categories