Help. Does anyone know if I can get a hardship grant or loan today?

louise_tivenan
louise_tivenan Online Community Member Posts: 25 Listener
edited November 2022 in Benefits and income
Does anyone know if I can get a hardship grant or loan today 
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  • poppy123456
    poppy123456 Online Community Member Posts: 64,463 Championing
    Looking at your other thread here https://forum.scope.org.uk/discussion/98356/esa-advances#latest i see you've claimed New style ESA, as advised in the other thread you will not be able to claim any advance payments or hardship payments while waiting a decision on this claim.
    Please check entitlement to Universal Credit by using a benefits calculator. If you live with a partner you'll need to claim as a couple and your joint circumstances will be taken into consideration. https://www.entitledto.co.uk/benefits-calculator/Intro/Home?cid=bb4eff35-4403-49d8-9a6b-b9d3afb96ffb


  • louise_tivenan
    louise_tivenan Online Community Member Posts: 25 Listener
    ive done this and esa said no 
  • poppy123456
    poppy123456 Online Community Member Posts: 64,463 Championing
    I note from another thread that you are a student. If it's a full time course then students can only claim Universal Credit in specific circumstances.
  • Tori_Scope
    Tori_Scope Scope Posts: 12,464 Championing
    Hi @louise_tivenan :) Have you asked your college or university whether they have a hardship fund you could access? I'm aware that there was one at the university I attended.
  • louise_tivenan
    louise_tivenan Online Community Member Posts: 25 Listener
    hi yes im waiting on it though it could take over 2 weeks and now universal credit have taken 400 a month off me its getting worse dont know what to do 
  • poppy123456
    poppy123456 Online Community Member Posts: 64,463 Championing
    louise_tivenan said:
    now universal credit have taken 400 a month off me its getting worse dont know what to do 

    Is that for a student maintenance loan or for the New style ESA that you're claiming?
  • louise_tivenan
    louise_tivenan Online Community Member Posts: 25 Listener
    ive been turned down for esa and im waiting for maintenance to be approved 
  • louise_tivenan
    louise_tivenan Online Community Member Posts: 25 Listener
    theres got be some sort of emergency payment im entitled to whilst waiting for student finance and dsa surely they wouldnt just leave you with nothing surely would they 
  • poppy123456
    poppy123456 Online Community Member Posts: 64,463 Championing
    Are you a full time time student? If so do you have children on your UC claim? Full time students can only claim UC in very specific circumstances. Full details here. https://askcpag.org.uk/content/207854/universal-credit-and-disabled-students-an-update
    Your student maintenance loan will be taken into consideration when calculating your UC entitlement. If you've received your first payment of UC then you will no longer be able to claim a new claim advance payment.
    To be entitled to a budgeting advance you need to have been claiming a qualifying means tested benefit for at least 6 months.



  • louise_tivenan
    louise_tivenan Online Community Member Posts: 25 Listener
    already claiming uc they wont do anything
  • poppy123456
    poppy123456 Online Community Member Posts: 64,463 Championing
    Did you receive your maintenance loan? If your UC is a new claim then you could have asked for an advance payment. 
    If you’ve had your first payment then you will be out of time to request that advance payment. 
  • louise_tivenan
    louise_tivenan Online Community Member Posts: 25 Listener
    not yet no and ive been on high end uc for over 4 years and they know my situation aswell about my mum passing away well the hospiotal have told me my dad isnt in best shape and to make sure he has a good xmas which is nice of them i cant get there he lives in derby thats miles away from me plus my conditions make it impossible yto travel on public transport but nobody listening 
  • poppy123456
    poppy123456 Online Community Member Posts: 64,463 Championing
    I don’t understand what you mean by this.
    louise_tivenan said:
    ive been on high end uc for over 4 years
    Do you mean LCWRA? 
    I’m sorry about your situation. Do you have anyone that can take you to see your dad? 
    You can ask for a budgeting advance but if you already have another budgeting loan outstanding then you won’t be able to receive another. 
  • louise_tivenan
    louise_tivenan Online Community Member Posts: 25 Listener
    FINALLY GOT ACCEPTED FOR PIP AND MAINTENANCE BUT NOW THE UNI IS STOPPING ME GETTING ANY PAYMENTS STUDENT FINANCE WILL NOT RELEASE A HARDSHIP PAYMENT UNLESS THE INI CONFIRMS MY COURSE IM GOING BE HOMELESS AND THE UNI KNOWS THIS
  • poppy123456
    poppy123456 Online Community Member Posts: 64,463 Championing
    Why are the Uni stopping you from receiving your maintenance loan?
  • louise_tivenan
    louise_tivenan Online Community Member Posts: 25 Listener
    there saying because i havent started my course yet i start on 4th february but the whole point of a hardship payment is because of hardship they just seem to be putting up walls left right and centre and just aint willing to support me in any way or form its making me not want study with them student finance have told me make a complaint
  • poppy123456
    poppy123456 Online Community Member Posts: 64,463 Championing
    I can see why student finance can't help because you haven't started your course yet. Usually students will receive their first maintenance loan once they start the course.

    Are you claim any benefits such Universal Credit in the meantime?
  • louise_tivenan
    louise_tivenan Online Community Member Posts: 25 Listener
    yes and ive started my course now but student fees are still rejecting my every application i feel like im being discriminated against for mental health issues
  • Alex_Alumni
    Alex_Alumni Scope alumni Posts: 7,538 Championing
    Hi @louise_tivenan are you in touch with Disability Services at your university?

    Perhaps you could speak with them about how you're being made to feel at the moment, and ask if they would be able to support you with managing money, or possibly in making a complaint. 
  • louise_tivenan
    louise_tivenan Online Community Member Posts: 25 Listener
    Hi alex i am supposed to be in touch with disability but i havent got a clue what person is from where and who to contact etc im supposed to be getting extra support but clearly this is not happening ive already made a complaint but ive heard nothing its starting to affect me mentally when i got upset there idea of sorting it out was trying to kick me off the course but thats the worst thing they could do i dont even know who it was i spoke to and what department im so confused im behind on my module i dont understand social science its not the module i wanted do but i got no other option but darent change as my student loan is meant to be paid this week and im still being refused help from the university financially im in serious arrears with rent but nobody seems to want to help my tutor just tells me its not her problem in so many words its making me feel stupid like i shouldnt of started university in the first place, when i was with university of essex there disability department was fantastic but i had to change because i couldnt get maintenance loan studying with them. But the open university just dont seem to be bothered about helping people with disabilities its making me want to stop altogether but i really want to do the course dsa have assessed me to have extra support but the university just havent bothered at all i dont know what to do.

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