Hi, my name is yetiboo53! Struggling with cost of living.

yetiboo53
yetiboo53 Community Member Posts: 1 Listener
edited June 2023 in Money and bills
My husband and I are just about hanging on for dear life. As soon as the money comes in it goes straight out on bills mortgage and food. The increase in the cost of food and energy prices has hit us hard. I don’t have a huge appetite and I am going through the menopause which helps keep the gas and food bills down but even so, we are struggling. Ian on contributed ESA and PIP. My husband works for the council. We don’t have a huge budget but we’ve been better off than a lot of people. We are now having to ask out parents for help and they are pensioners in their 80s and 90s.

Comments

  • Sandy_123
    Sandy_123 Scope Member Posts: 63,231 Championing
    Hi @yetiboo53 welcome to the forum 
    It is a struggle with all the living costs lately. 
    Hopefully things start to get cheaper soon
  • Cher_Alumni
    Cher_Alumni Scope alumni Posts: 5,713 Championing
    Hi @yetiboo53 and welcome to our online community, thanks for telling us some of your story and I'm so sorry things are this hard right now. I know many on our community will be able to relate to the struggle you're going through.

    I've just shared these links to some Scope advice pages with another member, and I hope they help:
    While, Scope also have a free Disability Energy Support service who might be able to help cut down costs a little further.

    I've amended the title of your thread and moved it to our Cost of Living category - if you want to take a nosey in there, there is lots of advice during these difficult times.

    Take care and wishing you all the best.
  • 2oldcodgers
    2oldcodgers Posts: 732 Connected
    We receive Pension Credit, a means tested benefit, from the DWP. This along with our pensions takes our income up to a level that they, DWP/government, say we need to be able to exist on.
    We have no problems in affording what we need and even manage to save something every month. We have always ensured that we never have borrowed money or used credit or any sort of credit card. So thankfully have never been in debt and don't owe anybody anything.
    Maybe your budget needs to be looked at again and make sure that you do not spend no more than the income you receive. 
  • Alex_Alumni
    Alex_Alumni Scope alumni Posts: 7,535 Championing
    Thanks for sharing your own experience of managing costs @2oldcodgers, everyone's experiences are different, and I'm sure you can appreciate that there are many factors which can contribute to someone struggling with the cost of living at the moment.

    I can see Cher has helpfully shared some budgeting tips and other useful resources with you @yetiboo53, how have things been this week? Please let us know if we can help further :)